u/Opening_Pineapple470

Now I'm desperately waiting to hit 1 crore, can't wait to see those big 8-digit numbers in my portfolio.

For context, I'm a regular IT guy and have been working for about 3 years.

My base salary is 1.8LPM

monthly expenses = 65k

Savings = 1.15Lpm

Apart from the occasional gifts for my girlfriend and parents, I don't have many discretionary expenses. My parents are financially independent.

Monthly SIPs -

40,000 - UTI Nifty 50 Index Fund

25,000 - UTI Nifty Next 50 Index Fund

30,000 - Parag Parikh Flexi Cap Fund

10,000 - Motilal Oswal Nifty Midcap 150 Index Fund

10,000 - gold etf

The biggest expense on the horizon is a master's degree abroad. I'm planning for masters abroad and plan to fund it through an education loan + my own savings + support from my parents.

On the personal front, I'm also setting aside 15 lakhs for my wedding. My girlfriend and I will contribute 15 lakhs each and have a small wedding with a total budget of 30 lakhs so I'm saving for that too

I don't plan on buying a house or a new car anytime soon (I use my dad's old car it works perfectly well for me)

Please give any suggestion

Wasn't actively tracking my investments. I just opened my portfolio today and realized my net worth has crossed 30 lakhs. Yayyy! Now I'm desperately waiting to hit 1 crore, can't wait to see those big 8-digit numbers in my portfolio.

For context, I'm a regular IT guy and have been working for about 3 years. My base salary is 1.8LPM and my monthly expenses are around 65k, so I'm able to save roughly 1.15 lakh every month. Apart from the occasional gifts for my girlfriend and parents, I don't have many discretionary expenses. My parents are financially independent.

Monthly SIP

40,000 - UTI Nifty 50 Index Fund

25,000 - UTI Nifty Next 50 Index Fund

30,000 - Parag Parikh Flexi Cap Fund

10,000 - Motilal Oswal Nifty Midcap 150 Index Fund

10,000 - gold etf

The biggest expense on the horizon is a master's degree abroad. I'm planning for masters abroad and plan to fund it through a combination of an education loan + my own savings + support from my parents.

On the personal front, I'm also setting aside 15 lakhs for my wedding. I don't like the idea of parents having to pay for their children's marriage, so my girlfriend and I decided we'll contribute 15 lakhs each and have a small wedding with a total budget of 30 lakhs.

I don't plan on buying a house or a new car anytime soon (I use my dad's old car, and it works perfectly well for me)

Please give any suggestion

​

I'm 24M from Chhattisgarh. I've been in a relationship with my girlfriend (Marwari, from Rajasthan) for the past 4 years, so we know each other well and love each other. We're both from tier 1 colleges, so we're independent and earn good money.

Lately, my girlfriend's parents have been asking her to get married soon. According to them, it's already very late that she's 24 and still unmarried and they're constantly pressuring her.

She has talked about me to her parents and fought to let her marry me. After a lot of convincing, her parents finally agreed to a love marriage, but with the condition that we get married within a year they don't want to wait at all.

Now, 24 feels too early for me. I have my whole life ahead of me, and marriage is such a big decision that I don't want to rush into without fulfilling my other goals. I really love my girlfriend and want to marry her down the line, but the timing isn't right for me now. I promised her and her parents that we could get engaged now and marry 5 years later, but no one is willing to consider it.

They're saying that if I back out 5 years later, no one will marry my girlfriend, since her age is already an issue and there isn't much time left for her to decide.

I understand how much my girlfriend fought with her parents to convince them and she's just asking for one thing, so I don't want to hurt her feelings or make her think I'm doing everything on my own terms.

I'm feeling so torn, Idk what to do. On top of that, my parents aren't happy with this rush either. They're okay with me marrying my girlfriend but even they're saying it's too early as none of my cousins or friends are married yet.

They also don't want me to get married before my sister, who is 30 and still unmarried. Idk theirogic but they want her to get married first.

Also my girlfriend's parents see my unmarried 30-year-old sister as some kind of red flag about my family.

I was preparing for my masters abroad and now all this pressure to get married now making me go berserk, I'm feeling really torn and have no idea what to do.

Hey I'm 24M from Chhattisgarh. I've been in a relationship with my girlfriend (Marwari, from Rajasthan) for the past 4 years, so we know each other well and love each other. We're both from tier 1 colleges, so we're independent and earn good money.

Lately, my girlfriend's parents have been asking her to get married soon. According to them, it's already very late that she's 24 and still unmarried and they're constantly pressuring her.

She has talked about me to her parents and fought to let her marry me. After a lot of convincing, her parents finally agreed to a love marriage, but with the condition that we get married within a year they don't want to wait at all.

Now, 24 feels too early for me. I have my whole life ahead of me, and marriage is such a big decision that I don't want to rush into without fulfilling my other goals. I really love my girlfriend and want to marry her down the line, but the timing isn't right for me now. I promised her and her parents that we could get engaged now and marry 5 years later, but no one is willing to consider it.

They're saying that if I back out 5 years later, no one will marry my girlfriend, since her age is already an issue and there isn't much time left for her to decide.

I understand how much my girlfriend fought with her parents to convince them and she's just asking for one thing, so I don't want to hurt her feelings or make her think I'm doing everything on my own terms.

I'm feeling so torn, Idk what to do. On top of that, my parents aren't happy with this rush either. They're okay with me marrying my girlfriend but even they're saying it's too early as none of my cousins or friends are married yet.

They also don't want me to get married before my sister, who is 30 and still unmarried. Idk theirogic but they want her to get married first.

Also my girlfriend's parents see my unmarried 30-year-old sister as some kind of red flag about my family. During one meeting, my sister was at home, and they directly asked her in a condescending way, why she isn't married even at 30. Now my sister is pissed off and doesn't want to associate herself with any of this, she's not supporting me either. It feels like everyone is against me and I have no support.

I was preparing for my masters abroad and now all this pressure to get married now making me go berserk, I'm feeling really torn and have no idea what to do.

Hey, sorry to post it here I just created this account so I don't have karma or age required and I'm in lot of trouble rn so please bear with me

So I'm 24M from Chhattisgarh, I've been in a relationship with my girlfriend (Marwari, from Rajasthan) for the past 4 years, we know each other well and love each other. We're both from tier 1 colleges, so we're independent and earn good money.

Lately, my girlfriend's parents have been asking her to get married soon. According to them, it's already very late that she's 24 and still unmarried and they're constantly pressuring her.

She has talked about me to her parents and fought to let her marry me. After a lot of convincing, her parents finally agreed to a love marriage, but with the condition that we get married within a year they don't want to wait at all.

Now, 24 feels too early for me. I have my whole life ahead of me, and marriage is such a big decision that I don't want to rush into without fulfilling my other goals. I really love my girlfriend and want to marry her down the line, but the timing isn't right for me now. I promised her and her parents that we could get engaged now and marry 5 years later, but no one is willing to consider it.

They're saying that if I back out 5 years later, no one will marry my girlfriend, since her age is already an issue and there isn't much time left for her to decide.

I understand how much my girlfriend fought with her parents to convince them and she's just asking for one thing, so I don't want to hurt her feelings or make her think I'm doing everything on my own terms.

I'm feeling so torn, Idk what to do. On top of that, my parents aren't happy with this rush either. They're okay with me marrying my girlfriend but even they're saying it's too early as none of my cousins or friends are married yet.

They also don't want me to get married before my sister, who is 30 and still unmarried. Idk theirogic but they want her to get married first.

Also my girlfriend's parents see my unmarried 30-year-old sister as some kind of red flag about my family idk how my sister being unmarried at 30 is such issue for them, I don't understand how does it matter if she is unmarried.

I was preparing for my masters abroad and now all this pressure to get married now making me go berserk, I'm feeling really torn and have no idea what to do.