SBI Cashback CC
Do paying for flight tickets gets me the 5% cashback, on specifically IRCTC (for govt. LTC)?
u/OppositeWelder8887 — 2 days ago
BOB Cashback CC - Help me understand that this Gpay linked payment thing
Context: I have SBI Cashback CC already, for BOB Cashback CC I'm not eligible (age<25), hence, trying to get one for my father especially because of the Gpay linked payment.
The 4 payment criteria seems to be just a void, if it gets linked to Gpay and be used as UPI.
- But is that really this simple or am I missing something?
- The 4 transactions also bear the cashback right?
- The Gpay scan n pay payments are in 5% category ? (though it's offline but the payment is made online i.e. not through the POS machine) :-}
- Any criteria for waiving off the annual 499 charge? (I know its meagre but still)
- any other Card recommendations please.
u/OppositeWelder8887 — 2 days ago
▲ 27 r/vlsi
Need guidance on compensation for PD Engineer at NVIDIA Bangalore.
Qualification: B.Tech 2025
Current YOE: 1 year 3 months
Role: Circuit design engg. at a good MNC
Current compensation: 15+ lakhs (including PF). A few lakhs of Joining bonus (24 months retention else 100% forfeited)
Location: NCR
Consider the fact that I'll be switching my domain. The HR has informed that since I'll be joining after August 31st, there will be no pay hike in March 2027 as per the company policy. To compensate this they shall try to match my compensation with someone's who joined in 2025 and had salary hikes as normal.
<I'm not exactly sure if he would include the 2027 hike as well>
Also, he said that he might not be able to provide for the full JB that I need to return my current employer, subject to VP approval.
How far is this true and what shall be my expectations?
Please suggest a number that's fair as per the situation and also the Initial package for a 2025 B.Tech guy at NVIDIA in VLSI domain.
u/OppositeWelder8887 — 10 days ago
Not sure if I blew up by being my own CA
POV: 1st gen corporate guy in the family and to explore investing in ESPP, Equity, MF (with a cursed day when I mistakenly traded 1 TCS share intraday with net loss of rs18)
Being a semicon guy, I believe I can fill ITR on my own but here I am seeking guidance after I discovered in my Zerodha P&L, an intraday trade with a loss of 18rs in June last year. Now I wonder if I shall go with ITR-3 for just this?
For ESPP, the shares were Purchased on 27-Feb-2026, though the Perquisite Tax is there in my Form 16, shall I declare this in my ITR Assessment year 2027-2028 ? (Just confirm please)
Below are a few more doubts please:
- Education Loan interest paid: 38k+ (shall I put this in ITR even if I am in New Tax regime)
- Dividend income: under 2k
- STCG: Under 5k
Most importantly, which ITR shall I fill?
u/OppositeWelder8887 — 25 days ago