I’m not getting any help for school, what do I do??
Alright so I’m (19 F) going into my sophomore year of college, I signed a lease for my first apartment in April, I move in July 5th. My rent is 1550. (I live in a big city, big and expensive.) I live here for school, my school is also pretty cheap compared to other schools or out of state students, I got about 14k in fafsa this year. The problem is, I cannot pay for my school and my rent comfortably. Both semesters of my freshman year I ended them with a 1.98/2.0gpa and being on academic warning. That’s because I had such a hard time attending classes, I don’t know why. I had all A’s and b’s and then my professors put in attendance and it all went downhill. My major is philosophy and I enjoy it but I don’t know what I’m going to do with it. I’m just so stressed about money right now because I’ve been working non stop everyday all day all summer and I barely have enough for my rent and fees, after that I’ll be broke completely. Like $00 besides my credit cards. I can’t do anything about the rent or anything bc my lease is 13 months so I’m stuck paying so much. Im a server so I do make prettt good money but I don’t make enough to support my living expenses, rent, tea etc and my school tuition. Im completely on my own my parents don’t help me with anything they pretty much both cut me off financially when I moved away, they paid for my first semester of college and then that’s it. I also have a lot in fafsa then too. But they aren’t now. My mom even sold my car when I moved to college. Because she paid for it, and I offered to pay the insurance bc the car itself was paid off. I’m just thinking I need to take a gap year of working traveling and finding myself. I’m fine with serving in a restaurant for a while too, good money in my city. I just don’t know what to do. Do I drop out, work, get a car, work my way up in the world and start my life, or go to school for 3 more years and barely get by if even get by at all. Like I can’t even get loans bc I don’t have enough credit history to qualify, but my credit score is a 658 last time I checked. Which isn’t terrible I’ve been paying my credit cards off consistently and I’ve been working on it a lot. I think I just need to work and figure myself out. I’d like to go to the military but I don’t qualify for that because of my mental health issues and I don’t want to work under Donald trump in this time period… I’m just ranting now but I genuinely just like don’t know what I should do, I feel guilty dropping out bc my mom spent a lot of money last year on my tuition and like I would have no reason to chose to live so far still. And u kinda didn’t have a choice to go to college or not, it’s just so hard for me to be an adult AND a college student. Even when I wasn’t paying bills I was always stressed about the fact my parents weren’t paying for it and I was gonna get kicked out. I’d like to volunteer and work around the world and get yoga certified in Bali and open a yoga studio and have a farm. But it’s so scary to drop out of college. I know I can always go back but I ended both semesters with academic warning but I passed all my classes. I just think I need to escape but I also don’t want to miss out the college life but in reality going to college and being an adult is really hard. Allot of ppl say being in college is less stressful, well it’s not because I have to do both I have to work full time and do 15 credit hours of classes. That’s a 55 hour week non stop. And then no money to do anything either. Idk what do you guys think i should do? I think being a server in my city and getting a second job at a wine bar during the weekends, I’d be fine. But that plus school is like ALOT. Idk idk idk
AND I forgot to mention i am not able to find a co-signer for a student loan. My parents won’t my siblings can’t and no one else in my family can I’ve asked them all. My dad owes like one million in debt for loans and my mom’s credit is bad. My sister is trying to buy a house and my other sister has too much debt.