Does anyone use one single fund for all their Shariah Investments?

I've thought about this a lot recently, I have £130k in a single fund - the HSBC Islamic Global Equities Fund which only has 100 stocks.

I want to use something else but every option excludes 50% of the biggest stocks (e.g. HSBC's ESG islamic ETF). Does anyone use a single fund for everything and if so which?

I really want to move away from this fund but struggling to find one that has broad coverage and not just 17% in Microsoft

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u/PenileDementia94 — 5 days ago

Clawback on retention bonus and tax, if i leave early do I owe more than I get?

I'm posting here because it seems like a lot of people here would have faced this.

If your company gives you a retention bonus with a clawback clause if you leave in a certain period, do you need to pay more than you actually get or is there a tax rebate?

example -

- company gives 10k retention bonus but can't leave within a year or you pay back

- after taxes you get c.5k

- you leave

do you pay back 10k and get the 5k tax rebate back or not?

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u/PenileDementia94 — 16 days ago
▲ 28 r/short

Overheard a girl I've 'loved' at work for years make a damning comment about my height and I don't think I can recover

I'm 167cm, there's a girl I work with who must be like 158/160cm, I can see over her head but barely.

I have adored her for like the last 3 years, we get a long well I've always never known how to approach it due to being work related. But today I overheard the girls in our team talking in another room and someone asked 'do you like xyz' and her response was 'no, i'd never date that midg..'

I'm all for thinking 'F her'/' you don't want to be with someone like that anway, but honestly? this has completely destroyed me to my core, not saying I'm suicidal but goodness I'm about as close to it as I've ever been after today.

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u/PenileDementia94 — 27 days ago
▲ 26 r/HENRYUK

Any HENRYs work at Bloomberg? how is the culture

I've been approached for a role there, I always thought it'd be a great place to work but everyone I spoke to during the interview process just emphasised how tough the place is, the culture 8-6 mandatory, 4x a week in the office, open diaries.

It's the weirdest interview process I've ever had - it's almost like they wanted to put me off or question if I'm good enough for it.

This is for an account manager role in the enterprise space not terminals.

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u/PenileDementia94 — 1 month ago

Equivalent of NB 530s for 2026 that can be used for every day lifestyle/dad shoes?

I know the hype has died with 530s, but is there an equivalent which is popular atm to these?

I always like them on baggy jeans but feel the hype has gone far beyond recovery for them now.

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u/PenileDementia94 — 2 months ago
▲ 1 r/short

Best brand of Vests for short guys (5'6)?

I generally fine they're too tight or too long, 5'6 136lbs here. Anyone got any recommendation for a good vest/wife beater to wear as a base layer / under a flannel?

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u/PenileDementia94 — 3 months ago
▲ 1 r/short

Guys dating taller women, how did you meet your partner?

Genuine question, I'm 167cm and would happily date a girl that's like 5'8, I've just never come across a woman that would accept it.

Where did you guys meet your partner, real life?

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u/PenileDementia94 — 3 months ago

5'6 134 lbs from 155lbs, still don't have abs but lost a ton of size. Should I continue to cut?

Also would appreciate any guestimate bf %s

u/PenileDementia94 — 3 months ago