New to Bilt, Obsidian on the way. Need advice/clarification!
Hey everyone,
Just purchased my first home and gettinf Bilt for the mortgage, but especially looking to save points to redeem towards a down payment of another home in the future (2-3 yrs).
I don't travel or eat out much and don't really see that changing, hence why I didnt go with Palladium.
Am I correct about a few things:
Double points on Rent Day (1st of every month) with a limit of 1000pts from this specific bonus
with my preference set to Grocery instead of Dining, it'll be a 6x multiplier so I'll need to spend about $167 in groceries on the first of every month to max out the Rent Day bonus
I typically grocery shop at Giant, will using Bilt card to buy a Giant supermarket gift card also earn the rent Day bonus?
all Bilt cash, even the $200 I got as my Obsidian signup bonus, can be converted to pts
In my situation its best to try to match my mortgage ($2244.63/mo) in non housing purchases monthly, as the 1.25c pts will outweight the Bilt Cash > Pts conversions and be less of a hassle?
What else am I missing?
Anything else you guys recommend for me?