u/PigletOdd3213

Hey everyone,

M32. Married. I have been lurking here for a bit and really appreciate how supportive this community is. I am reaching out because I am at a point where I want to take a more proactive approach to managing and overcoming my stammer.

I hate it when I stutter during our meetings.

For those of you who have made significant progress, how did you do it?

My father (60M) and mother (58F) have a Star Health Comprehensive Health Insurance policy.

Premium: ₹32,000/year

Policy started: 4 years ago

Sum insured: ₹5 lakh (I think it may have increased to ₹10 lakh due to bonus)

My father is now retired, and I’m wondering whether we should continue with Star Health or consider porting to another insurance company.

Is it better to stay with the existing policy at this age, or switch to a different insurer with better coverage/features?

Would appreciate advice from people with experience with Star Health or health insurance for senior citizens.

Today, my Yes Bank Kiwi card got approved with a credit limit of ₹3 lakh.

I understand that it's mainly meant for UPI transactions but before I start using it, I would like to know the dos and don’ts I should keep in mind.

M32, 5'6", 64 kg. I consider myself “skinny fat” and I am not happy with how my body is starting to look like a typical dad bod. I have been going to the gym for the past month and now I want to switch to a more structured approach. Is the following 5-day gym plan any good?

DAY 1 (CHEST & CALVES)

1. Incline Barbell Bench Press – Warm-up sets and then 3 working sets
2. Incline Dumbbell Bench Press – 3 working sets
3. Flat Barbell Bench Press – 3 working sets
4. Optional: Dip (Chest Variation) – 3 working sets (weighted if possible)
5. Calf Workout ◦ Standing Calf Raise – 3 sets of 4 to 6 reps ◦ Seated Calf Raise – 3 sets of 4 to 6 reps ◦ Rest 2 to 3 minutes in between these sets

DAY 2 (BACK & ABS)

1. Barbell Deadlift – Warm-up sets and then 3 working sets
2. Barbell Row – 3 working sets
3. Wide-Grip Pull-Up or Chin-Up – 3 working sets (weighted if possible)
4. Optional: Close-Grip Lat Pulldown – 3 working sets
5. Optional: Barbell Shrugs – 2 working sets
6. 3 to 6 abs circuits (Pick any three per day) ◦ Hanging Leg Raise ◦ Captain’s Chair Leg Raise ◦ Ab Roller ◦ Air Bicycles ◦ Flat Bench Lying Leg Raise ◦ Decline Crunch

DAY 3( SHOULDERS & CALVES)

1. Seated or Standing Barbell Military Press – Warm-up sets and then 3 working sets
2. Side Lateral Raise – 3 working sets
3. Bent-Over Rear Delt Raise – 3 working sets
4. Calf Workout ◦ Leg Press Calf Raise – 3 sets of 8 to 10 reps ◦ Donkey Calf Raise (or Leg Press Calf Raise) – 3 sets of 8 to 10 reps ◦ Rest 1 to 2 minutes in between these set

DAY 4 (UPPER BODY & ABS)

1. Incline Barbell Bench Press – Warm-up sets and then 3 sets of 8 to 10 reps per set
2. Barbell Curl – Warm-up sets and then 3 working sets
3. Close-Grip Bench Press – 3 working sets (no need to warm up after the chest pressing)
4. Alternating Dumbbell Curl – 3 working sets
5. Seated Triceps Press – 3 working sets
6. 3 to 6 abs circuits (Pick any three per day) ◦ Hanging Leg Raise ◦ Captain’s Chair Leg Raise ◦ Ab Roller ◦ Air Bicycles ◦ Flat Bench Lying Leg Raise ◦ Decline Crunch

DAY 5 (LEGS AND SHOULDERS)

1. Barbell Squat – Warm-up sets and then 3 working sets
2. Leg Press – 3 working sets
3. Romanian Deadlift – 3 working sets
4. Side Lateral Raise – 3 working sets in the 8 to 10 rep range
5. Bent-Over Rear Delt Raise – 3 working sets in the 8 to 10 rep range
6. Calf workout ◦ Standing Calf Raise – 3 sets of 12 to 15 reps ◦ Seated Calf Raise – 3 sets of 12 to 15 reps ◦ Rest 1 minute in between these sets