21, ex-homeless & about to receive $12,000.. I need advice..
21, recovering from being homeless from when I was 18 until last month. last night I won $12,000.. I need advice.
Hello all, Im twenty one years old, overcame homeless this month after the last 2 years of my life living on the streets with no family & living in Canada my whole life.
These last two years of my life have been hell for me. Ive been in and out of work & my Employment Insurance has ran out..
Now.. i've never had more than $3000 saved up before & I am scared of losing a good percentage of it due to my own stupidity. if you won $10k+ and had literally $100 in your bank account what would be your first steps when you receive the payout & how can i plan for my future etc.
I have a TFSA but thats about it
I graduated highschool a year early when I was 17 and have been working in the trades specifically concrete & carpentry since I was 18..
Finding employment is my first priority, but what is the smartest thing I could do with that money or smartest place to keep it to plan for my future.
my rent is $800 a month for a room rn & i want to sell my dodge 1500 truck and buy a cheaper on fuel & more reliable vehicle as well since I live out of town.