Hey r/monekobudget,

A lot of users told us they prefer quick walkthrough videos over long onboarding screens or reading docs, so we started building a Moneko tutorial library on YouTube 🎥

https://www.youtube.com/@moneko_ai/playlists

Videos include things like:
• Logging expenses
• Spaces & shared budgets
• Wallets & net worth tracking
• Envelope budgeting with Pockets
• Recurring expenses

Still very early, and we’re actively adding more tutorials, examples, and real workflows over time.

If there’s a feature you want explained, let us know and we’ll probably make a video for it 🙂

Hey r/monekobudget,

Just wanted to share that the new Moneko Help Hub is now live:

https://moneko.io/help

We’ve been adding setup guides, tutorials, walkthroughs, and explanations for features like:

• Spaces
• Wallets
• Pockets / envelope budgeting
• Apple Wallet automation
• WhatsApp expense logging
• Email receipt capture
• Shared expenses
• Recurring bills and income
• Import / export

The goal is to make Moneko easier to understand without needing long onboarding screens inside the app.

If there’s anything confusing in the app or any tutorial you’d like us to add, let us know there or in this subreddit. We’ll keep updating it over time.

Hi r/monekobudget,

A lot of expenses never get tracked because they sit in your inbox. Online shopping receipts, subscriptions, travel bookings, app store purchases… they don’t make it into your expense tracker, so your budget is always slightly off.

We built Email Receipt Capture in Moneko Expense Tracker to solve this. Instead of manually entering everything, you can just forward receipt emails and have transactions logged automatically.

Here’s the quick setup:

1. Turn on Email Receipt Capture
Go to Profile settings → Email Receipt Capture and enable it.

2. Set your default space and wallet
Choose where transactions should go (personal or shared) and which wallet to use. This keeps everything organized automatically.

3. Copy your forwarding email
You’ll get a unique forwarding email (files@inbound.moneko.io). Save it as a contact so it’s easy to use.

4. Add approved sender emails
Only receipts from approved email addresses will be processed, so add any inboxes you use for purchases.

5. Forward your receipts
Forward any receipt email or attachment (PDF, CSV, XLS, XLSX). Moneko extracts the merchant, amount, and date, then logs the expense for you.

This works especially well for:

• online shopping receipts
• subscription invoices
• travel bookings
• digital purchases

It’s basically a way to automate expense tracking without connecting bank accounts or manually entering transactions.

If you want the full step-by-step guide with screenshots:
See the setup guide here

Thanks, and I’d love for you to try it and tell me what works, what doesn’t, and what you want us to improve next.

Hey everyone,

We just shipped Wallets in Moneko.

Before this, Moneko helped you track spending with pockets.
Now you can also track your actual money, balances, and net worth over time.

This fixes a common gap: “I can see my budget… but how much money do I actually have?”

Now you can see both.

🧠 First, understand how everything connects

Moneko has 3 simple layers:

• Spaces → different parts of your life
• Wallets → where your money lives
• Pockets → what you spend on

🏠 Spaces (top level)

A Space can be:

• Personal
• Couple
• Trip
• Roommates

Each Space is fully independent

💰 Wallets live inside a Space

Each Space can have multiple wallets

👉 Example (Couple Space):

• Joint Account
• Savings
• Travel Fund

If you share a Space with someone:

• you also share the wallets inside that Space
• everyone sees the same balances and transactions

💱 Currency is controlled at the Space level

Each Space has one currency

• if you change currency for the Space
• all wallets inside automatically update

No need to manage currency per wallet.

🚀 What you can do with Wallets

1. See your total net worth (by month)

At the top of Wallet tab:

• total balance across wallets
• monthly trend
• total income vs total spent

This gives you a real financial snapshot

2. Create your first wallet

Tap + New Wallet

You can:

• name it (Cash, Savings, Travel)
• set an initial balance
• choose color and icon
• set a goal amount

👉 Example
Japan Trip
Balance: 0
Goal: 3000

3. Track goals naturally

Once you set a goal:

• progress updates automatically
• no extra setup

Great for:

• trips
• savings
• big purchases

4. Choose wallet when logging transactions

When you log an expense or income, you can select which wallet it belongs to

Example:

• Coffee $3 → from Cash
• Salary $3000 → into Bank

So every transaction:

• updates your category
• AND updates your real balance

5. Set a default wallet for speed

Mark a wallet as Primary

• used automatically when logging
• faster daily usage

6. View details inside each wallet

Tap any wallet to see:

• balance
• insights
• recent transactions

This helps answer:

where did money from this account go?

7. Transfer between wallets

Move money anytime:

• from → to
• amount
• optional note

👉 Example:

Move 300 from Cash → Travel Fund
Note: monthly saving

8. Customize your wallets

Each wallet can have:

• color
• icon
• custom name

So it matches real life.

🔁 How this works with Pockets

Pockets = what you spend on
Wallets = where money comes from

Example:

• Wallet: Cash $2000
• Pocket: Food

When you spend:

• money comes from wallet
• gets categorized into pocket

🙏 Feedback

This feature came directly from user feedback.

If you try it, let me know what feels clear and what’s missing.

Hi everyone,

You can now automatically track your Apple Pay transactions.

Every purchase shows up in Moneko. No manual input. No friction.

Tap. Pay. It is logged.

How to set it up

Step 1. Open Apple Pay Integration in Moneko

• Update to the latest version
• Go to Settings
• Tap Apple Pay Integration
• Tap Start Setup

Step 2. Open Shortcuts

• Tap Open Shortcuts
• Go to the Automation tab at the bottom

Step 3. Create a Personal Automation

• Tap the + button
• Select Create Personal Automation
• Choose Wallet as the trigger
• Tap Next

Step 4. Add Moneko action

• Tap Add Action
• Search for Moneko
• Select Capture Wallet Transaction

Step 5. Map the transaction amount

• Tap on Amount
• Select Select Variable
• Choose Shortcut Input
• Tap the variable again and select Amount

Step 6. Map the merchant name

• Tap on Merchant
• Select Select Variable
• Choose Shortcut Input
• Tap the variable again and select Merchant

Step 7. Save and enable automation

• Tap the check icon to save
• Open the automation again
• Turn on Run Immediately
• Disable “Ask Before Running” if prompted

Step 8. Done

Now every Apple Pay transaction will be logged automatically in Moneko.

Notes:

• Your data is stored securely and never shared
• Moneko does not access your bank or card directly
• This works using iOS Shortcuts automation

Give it a try and let me know how it feels. I would really appreciate your feedback 🙏