u/PomPomBumblebee

Last week I joined the Pop mart club and got a free coffee bean figure and made a post asking who it was of as I believed it was the secret character (Skullpanda). Check post here

I just went into my new local store today to try and have a go trying to get a couple of Nyota figs I don't have and, whilst at the desk, these were £3 so decided to pick one up ONLY TO GET THE SECRET AGAIN AND ITS SKULL PANDA!

Unlike the previous mini bean figure, I genuinely love this so I will keep this as my first and only Skullpanda fig. The other figs I got today are probably going on Ebay as they weren't the ones I wanted, as my coffee bean one currently is.

Again, I have a weird habit of finding secret/ chaser figs of series I pick up randomly when not after something specific. This one is VERY cute though

Old lady drove through the parking spaces and caught the back corner of my car in a supermarket car park whilst I was sat in it. She was driving away and clearly didn't notice until I ran and smacked her window with my hand.

All was fine afterwards, I got her reg, insurance and her name, but somehow didn't write down her full telephone number which i am furious about.

My husband (who doesn't drive) and FIL think I should just get some to clean it up and paint over as there's no dents, obviously it would have been better if I had the woman's number (I was really shook up and she got my number but I don't think she's gonna claim) but just take the hit as it might cost less than my excess (£200)

I've never had an accident before, am I best just going through my insurance, will I have to pay excess if it wasn't my fault? I'm really upset about this and still shaking from the adrenaline of it all. I'm angry I didn't get her number so please don't beat me over the head not getting the full thing. I got her name, photos of damage and location, her car reg and her insurance company (Hastings direct).

Any advice would be greatly appreciated, as I've said I've never had an accident before and I don't know what the best thing to do is. I live in England and have been driving for around 20 years.

UPDATE : So I have called the other driver's insurance who have advised the department I need to speak to is not available till Monday but have made a record of the incident (the other party has not made a claim as of yet). I tried to fill in an online form with my provider as it turns out I have to report any incidents. I would not have bothered if I had damaged my own car and it had not affected another car but as it involved another car and I was worried they would falsify a claim of no fault on their end if I had left it myself, I decided to report the incident but not make a claim and speak through their insurance.

My insurance has taken note what has happened and was able to view the draft I had made (the end of it asked me to decide between claiming in 2 ways but I didn't want to claim but the draft of what I had recorded had been saved on my account), no claims wont be affected and no claim will currently be made. TBH the person on the other providers end was much more helpful than my own who barely swayed off her script but I'm satisfied>

I told the other provider I am happy just to deal with the damage and be in contact with the other driver if that is possible rather than have a claim put though/ them pay out on replacement cars and such nonsense supplied. The fact she tried to drive away and didn't give me her number doesn't look good for her though but lets see what happens.