Curb appeal and bank appraisal for HELOC
We’re getting a bank appraisal done (in Canada) for a HELOC, our yard is torn apart because we’re having landscaping done that won’t be done before the appraisal. How much of an impact will that have on the appraisal? It currently has zero curb appeal.
There’s a lot of little things that should be finished inside before they come but probably won’t have time and not sure what to prioritize. ADHD and anxiety has me going in circles.
Dog scratched up baseboards in a few visible places, transition strips need to be installed for flooring, a couple of holes in walls from hitting with furniture, bathroom vanity has a big ugly gap between the countertop and tiles, and the bathroom paint has surfactant leaching on the ceiling and walls so it all around looks disgusting. Also my walls in general look grungy and need a good scrub and there’s lots of clutter from moving elderly parents and trying to figure out what to do with extra stuff.
We have done quite a bit of work to the house since purchasing but worried all of these things will negatively affect it and I feel like a bank appraisal will be more harsh. 😩