u/Private_Banking

Fire projection

Hi everyone,

I’m 51 and seriously considering stopping full-time work within the next 2–3 years.

I’ve spent most of my career in banking/financial services, and I’m increasingly wondering whether continuing to work simply to accumulate more money is worth trading several more years of freedom for.

My situation is roughly:

Around €670k in savings/investments

Some rental income

Future pension rights in Monaco and France, starting later in life

Currently earning around €120k/year

Married, with a 15-year-old son, so I still have some significant family expenses ahead, particularly his education

I’m not looking for a luxurious FIRE lifestyle. The idea would be to use part of my capital as a bridge between my early/mid-50s and the point when my pensions kick in, while keeping enough invested for the long term.

Financially, I know that working until 60 would obviously make me much wealthier and provide a bigger safety margin. But that’s exactly what I’m questioning: at what point is “enough” actually enough?

Giving up a good salary in your early 50s is psychologically difficult, even if the numbers suggest you can afford it. There’s always the temptation to work “just another year” for extra security.

I’d especially love to hear from people who actually stopped working around 50–55.

Did you regret leaving the workforce that early? Did you find that you needed less money than expected, or more? How did you deal with the transition from a demanding career to having complete control over your time?

And if you were in my position, would you seriously consider FIRE in 2–3 years, or keep going longer?

Hi everyone,

I have a Galaxy Watch 7 (SM-L300) and I’m having a very strange issue with Samsung Health.

The Exercise/Workout option has disappeared from Samsung Health on the watch, so I can no longer start workouts such as swimming.

What’s even stranger:

If I go into the Samsung Health app settings on the watch and clear the app data, the Exercise option immediately comes back.

But as soon as I try to start an exercise, I get a message about “Back button control” / “dedicated screen”, and the workout doesn’t start normally.

When I go back to Samsung Health, the Exercise section has disappeared again.

I can repeat this: clear Samsung Health data → Exercise comes back → try to use it → Exercise disappears again.

Existing workout history is still visible in Samsung Health on my phone.

I’ve already updated the watch/software through Galaxy Wearable, cleared the cache/data and restarted the watch.

The workout interface also looks different from the one I had before (I used to get the normal 3-2-1 countdown).

Has anyone experienced this on a Galaxy Watch 7 / Wear OS recently? Is this a Samsung Health update bug, and is there a fix that doesn’t require resetting the entire watch?

everyone!

We are booked on the MSC Armonia Adriatic cruise from 16–23 August 2026 (Venice – Dubrovnik – Corfu – Kotor – Brindisi – Split – Venice).

We are travelling as a family (2 adults + 1 teenager) and we have booked an Aurea Junior Suite.

I've read some very positive reviews... but also some really negative ones, so I'm a bit nervous. 😅

For those who have done this itinerary recently:

Which excursions would you recommend?

Which ports are best explored on our own instead of booking through MSC?

Are there any must-see places in Dubrovnik, Corfu, Kotor, Brindisi or Split?

Has anyone sailed on the MSC Armonia recently? How was your experience with the ship, food and service?

If you stayed in an Aurea Suite, did you feel it made the experience noticeably better?

Any tips or recommendations would be greatly appreciated. Thanks!