u/Ptcoylederry

Hi all
I have recently been informed I have a db pension dating back to 1981.
Transferable Amount £29300 or £2900 per annum for life.
I am now 65 and stopped working last year due to ill health.
I receive universal credit so taking this pension on a yearly or monthly basis would mean losing uc £ for £ so would have no real benefit to me.
There is no lump sum option for this pension but it is transferable. I was hoping to use this to pay off my mortgage something else I would not have to worry about.
I have googled this but can’t get a simple solution.
Any help is much appreciated.