Seeking advice

29F - $184k personal annual salary.

Married (just last week) but finances separate & bills split in half. The stats below are just for my accounts:

TFSA: $88k
RRSP: $192k
Home equity: $115k
Debt: none
Bills: ~2k per month

At this point, how much should I still be saving? I really enjoy traveling & luxury items and feel as though I’ve been saving a lot early in my career. At what point can I start spending more on myself knowing my retirement is taken care of? How much should I aim to have?

I feel like I’m just blindly saving, with no actual goal number. Especially now that I’m married, we’re really unsure how much we need for retirement.

Any tips/advice would be greatly appreciated! Thanks in advance 🙂

reddit.com
u/Public_Teach_1634 — 10 days ago

RTW Mod Shots

Bought this cashmere shawl coat today & im in love 🥰 it’s so versatile & can be dressed up or down

Does anyone else have this?? I’d love to see how you style it 🧡

u/Public_Teach_1634 — 13 days ago
▲ 135 r/HermesGame+1 crossposts

First RTW

Bought my first RTW from Vancouver Boutique!! I saw it online first, but it looks so much better in person because it’s actually slightly cropped.

What do you guys think? Is it worth keeping?

I also tried on this black cashmere coat & fell in love (I didn’t take any pictures). Do you think I should get it? I’m worried about spending that much for an item that will pill. Does anyone have it??

I would appreciate your thoughts 🧡

u/Public_Teach_1634 — 14 days ago

Wishlist / Pre-Spend Question

Does your pre-spend only count after you make your wishlist? I’ve made a few purchases already (2 shoes, 1 men’s RTW shirt, twilly, Farandole 120 & ring) but have not been offered to make a wishlist. I’m worried that the things purchased before my wishlist may not count?

reddit.com
u/Public_Teach_1634 — 26 days ago

Vancouver Hermes

Does anyone know how the wishlist system works in Canada? Particularly in the Vancouver location.
I’ve shopped there twice so far (last time was a big haul - $13k but that included the Craie Picotin 18). & I was too afraid to ask about a wishlist.

Should I ask my SA next time I go in or wait for him to offer? Also does it require a separate appointment or can I do it during my next shopping haul?

Thank you in advance 🧡

u/Public_Teach_1634 — 30 days ago

First Hermes Bag!!

Got so lucky at the Vancouver store today. I was able to score a Picotin 18 in Craie on my 2nd visit😍

Not that it matters for Non-QB bags, but my pre-spend before this was $800 on a chain d’ancre ring. Granted this trip, I did buy the Farandole 120 necklace, 2 pairs of sandals and a men’s RTW tshirt.

My SA initially offered me a Kelly to go in Craie, which I respectfully declined. It was way too small. Then I asked about a Picotin in Craie and he actually had it!!

I’m so excited about my first Hermes bag & I cannot wait to keep going on this journey 🤍

u/Public_Teach_1634 — 2 months ago

Spot the Rep!!

1 is real & 1 is a XiaoC rep. Post your guesses below 😍

Colors are 26SS light green & 26P Light pink

u/Public_Teach_1634 — 3 months ago