I’m in a financial block right now due to some hospital expenses. I regularly pay my credit cards in full. But this month I’m short on funds.

My current HDFC CREDIT Card debt is Rs.79,000 the minimum payment is Rs.8400, last date is 2nd July 2026.

I paid Rs.10,000 in 1st July and made a check deposit at a bank check deposit box on 3rd evening (5pm) for Rs.60,000 (it has not been processed into my cc as of today 5th July)

I’m short Rs.9000, I expect my salary by 10th July, my total outstanding on my HDFC CC is Rs.69000 current balance (without the check clearing) and additional unbilled amount of Rs.29,000.

So a total outstanding of nearly Rs.98,000.

I need advice on what I should do? The check clearing will be on 6th or 7th July (Monday or Tuesday). And I still have another 9k pending which I can’t pay till 10th.

Would I be paying any penalty or fines for the outstanding amount or even interest?

I’m in a financial block right now due to some hospital expenses. I regularly pay my credit cards in full. But this month I’m short on funds.

My current HDFC CREDIT Card debt is Rs.79,000 the minimum payment is Rs.8400, last date is 2nd July 2026.

I paid Rs.10,000 in 1st July and made a check deposit at a bank check deposit box on 3rd evening (5pm) for Rs.60,000 (it has not been processed into my cc as of today 5th July)

I’m short Rs.9000, I expect my salary by 10th July, my total outstanding on my HDFC CC is Rs.69000 current balance (without the check clearing) and additional unbilled amount of Rs.29,000.

So a total outstanding of nearly Rs.98,000.

I need advice on what I should do? The check clearing will be on 6th or 7th July (Monday or Tuesday). And I still have another 9k pending which I can’t pay till 10th.

Would I be paying any penalty or fines for the outstanding amount or even interest?

I’m in a financial block right now due to some hospital expenses. I regularly pay my credit cards in full. But this month I’m short on funds.

My current HDFC CREDIT Card debt is Rs.79,000 the minimum payment is Rs.8400, last date is 2nd July 2026.

I paid Rs.10,000 in 1st July and made a check deposit at a bank check deposit box on 3rd evening (5pm) for Rs.60,000 (it has not been processed into my cc as of today 5th July)

I’m short Rs.9000, I expect my salary by 10th July, my total outstanding on my HDFC CC is Rs.69000 current balance (without the check clearing) and additional unbilled amount of Rs.29,000.

So a total outstanding of nearly Rs.98,000.

I need advice on what I should do? The check clearing will be on 6th or 7th July (Monday or Tuesday). And I still have another 9k pending which I can’t pay till 10th.

Would I be paying any penalty or fines for the outstanding amount or even interest?

I dropped my new Gigabyte laptop charger in water!

I was moving my laptop to cleanup my room and just shutdown my laptop and unplugged it. The adapter was hanging from the wall and when I tried to unplug it (after switching its off from the wall) it slipped and fell into the bucked dirty of water (just dirty water from mopping, no cleaning solution in it).

I removed it asap, it was in there for only a second!

I dried it with a clean towel and there is some water splashing out when I shake it!

What do I do?

Also I have an Asus adapter with the same pin but it is 19.5v 7.7amp the original charger is 20v 7.5amp, can I use it until I get a new one or this one is fixed?