Image 1 — Need advice on Investment and analysis of my portfolio.
Image 2 — Need advice on Investment and analysis of my portfolio.

Need advice on Investment and analysis of my portfolio.

So I am 24M and working and been working from past year in a startup. I didn't knew anything related to mutual funds so Initially I was focused only on intraday and short term stocks buying.

But then I just thought I should start investing and saw Jio BlackRock is new one and we do not know how it will perform, so thought I can start investing on this. Then after that I did a bit research on claude and found 2 funds :

  1. Nifty 50 index fund
  2. Parag parikh flexi cap

I invested alot in index fund and stopped jio blackrock immediately after 2-3 months.

Other Investments I have are:

  1. Nbcc 92 shares
  2. Physics wallah 40 shares. Some of the shares I sold in profit recently. These are current holdings of this stocks.
  3. 1.0001gm of gold in DigiGold (Initially from very first month of my job salary, I invested in digital gold on digilocker app. But when I tried to sell it, it couldn't allow me to sell as I did not have 1gm of gold. So I was forced to buy consistently to make it 1gm.)
  4. 0.771gm of digital gold in Tanishq app (this I did because I saw we can sell it before 1gm as well)

Basically I did not get physical gold because I do not know if any hidden charges are involved or anything else like locker charges etc etc involved.

So to conclude I have: 1.7gm of digital gold 10.5k invested in parag parikh flexi 6k invested in Jio BlackRock Flexi 46.5k invested in Uti nifty 50 index funds 13k invested in stocks

Attached screenshots of groww app. I need advice if I am investing right or should make some changes. I asked claude then it said I should add smallcap and midcap and stop JioBlackRock.

u/Pure_Specific6872 — 5 days ago
▲ 8 r/X440

Update: Bar end mirror vibration

For context: https://www.reddit.com/r/X440/s/DUYLbMWMHU

I had my right side mirror vibrating. So Now when I check this, we do not have anything to tight/loose this bolt on mirrors(image attached). The one they gave first to adjust mirrors but not this part. Can someone tell me what's the size so I can get one.

Also while fitting mirrors, the part which you see which comes out on mirrors, if that part is supposed to go perfectly in bike's part then it fits something like this(image attached).That's the reasone I was looking at fiting the side bolt on mirror.

u/Pure_Specific6872 — 5 days ago
▲ 4 r/X440

Right mirror vibration

My x440t's right mirror is vibrating. Whenever the rpm is high it starts vibrating. Even when doing cold start and rpm is high initially then it starts vibrating and making a sound. And to surprise there is nothing like his on left mirror. I already checked 3-4 times by removing and again attaching the mirror.

Anyone facing same issue?? And what could be solution

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u/Pure_Specific6872 — 7 days ago
▲ 3 r/X440

Some sound while accelerating

Hi, On x440t does anyone hear a slight noice while accelerating near front handle or suspension or headlight( I don't know from where but I am sure there is slight sound of something clicking or something else) I am not able to record that as it's slight sound but can hear it. It often comes when accelerating.

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u/Pure_Specific6872 — 27 days ago

Need suggestions on buying inverter and battery

I was thinking of buying an inverter and battery. Consider me having zero knowledge of what all things will require to completely set this up. My requirement is : say sometimes during rain there is no electricity for whole night ex. 8hrs. So for 8hrs consider 2 fans and 2 lights running continuously + say 3 phones charges once completely during this time. Second is say no electricity for 4 hrs then also as per requirement say 2-3 fans on and 2-4 lights on and phones charging. And sometimes rarely say 1 fan on for 3 hours and along with tv for 2hrs.

So for this I researched(chatgpt) and got to know I will need inverter with 1200va and 150ah battery. Chatgpt said I should not full charge battery and buy big battery which will insure not to use below 20% and not to overcharge.

So other than this inverter 1200va and battery 150ah, I got to know I should get pure sign wave, lithium ion battery(not sure).

  1. Are the above things necessary for me? Or right for my requirement?
  2. Is there anything else I should get other than inverter, battery? Like someone mentioned there is something to insure I am not overcharging battery.
  3. I was considering amazon, flipkart to buy these things.
  4. Anything other than this, like wiring or any cable or anything to note about?
  5. Which combination should I get, like I mean which company inverter and which company battery.
reddit.com
u/Pure_Specific6872 — 1 month ago
▲ 4 r/X440

Service due for x440t

  1. My bike ran now for about 490kms and I think first service is between 500 to 750kms. So should I do it now or wait till 700. Like should I wait till next sat? From my estimation till next sat it will reach around 650 and after travelling to service center it will reach 670, so should I wait till next week or do it now?

  2. Also guys from pune, can you tell me where should I service my bike, I think I have 3 options : Chinchwad hero premia, Amanora Harley one, Wagholi hero premia(this one is too far away for me, as I live near Kothrud area).

  3. What is estimated servicing cost I should expect.

  4. And If I go to service centre, is the backrest for x440t available?

reddit.com
u/Pure_Specific6872 — 2 months ago
▲ 1 r/X440

Seat cover for x440t

I need to know available or anyone purchased any seat cover for the bike. I need it because we never know some idiots scratch it or cut it with blade etc. So tell me available options. If it has similar pattern to the one which comes with bike, then it will be really good as I like it's pattern.

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u/Pure_Specific6872 — 2 months ago
▲ 4 r/X440

Concern about fuel indicator

Is the fuel indicator on x440t correct? I see the bar at different position alot of times, like it switches everytime bike stops and starts after some time. To note: My bike is new and bought a week ago(not even week, just 5 days).

reddit.com
u/Pure_Specific6872 — 2 months ago

Suggestions on Different Funds

How good are index funds? I had 45k with me and I researched a bit and found 3 funds :

  1. Liquid funds
  2. Arbitrage funds
  3. Index funds

And decided Index funds will be good choice as I am planning to dump all 45k and forget for 1-3 years. I also thought of mutual funds but I already am doing sip every month in mutual funds. Also thought of getting silver or gold but I don't know how many charges I will pay when I have to exit and all. So now I have put 45k in index funds, so if it is good then should I start sip or I should start sip in other funds? I also have around 15k in stocks, which I kept just to learn and play around.

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u/Pure_Specific6872 — 2 months ago

I am performing data migration from Salesforce to S3. So I am using Glue Zero ETL service for the same. We were able to get most of the objects to S3 using zero ETL but there are some standard objects within Salesforce which zero ETL does not support. So how should we resolve that.

  1. One approach we thought is : Copying standard objects data to custom object and then pulling that object. This way full load is done and for cdc of that object we will turn Apex Trigger + Queueable. But is this right approach? Because it's another type of migration and we will again migrate this to S3. Need suggestions on this.
reddit.com
u/Pure_Specific6872 — 2 months ago