u/Quaranteen69

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Hey! Im starting a new job in a few weeks at $124k base with a $15k sign-on bonus. Employer offers 10% match on 10% of salary (dollar-for-dollar).

Two questions:

Front-loading to max $24,500: Only \\\~7 paychecks left in 2026. Planning high contribution % (60-70%) each paycheck plus routing most of the sign-on to 401k, to hit the annual max by year-end. Good idea? Any gotchas beyond checking for true-up match and bonus deferral election?

Roth vs Traditional:

im assuming I'm in the 24% bracket. Leaning heavy Roth (70-100%). Leaning heavy Roth (70-100%) since I'll likely be in higher brackets mid-career and want tax-free growth for 40 years. Employer match automatically goes to Traditional either way. Am I thinking about this right, or is there a case for more Traditional at my stage?

Any input appreciated.

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Hey! Im starting a new job in a few weeks at $124k base with a $15k sign-on bonus. Employer offers 10% match on 10% of salary (dollar-for-dollar).

Two questions:

Front-loading to max $24,500: Only \~7 paychecks left in 2026. Planning high contribution % (60-70%) each paycheck plus routing most of the sign-on to 401k, to hit the annual max by year-end. Good idea? Any gotchas beyond checking for true-up match and bonus deferral election?

Roth vs Traditional:

im assuming I'm in the 24% bracket. Leaning heavy Roth (70-100%). Leaning heavy Roth (70-100%) since I'll likely be in higher brackets mid-career and want tax-free growth for 40 years. Employer match automatically goes to Traditional either way. Am I thinking about this right, or is there a case for more Traditional at my stage?

Any input appreciated.

Hey, so I recently placed my order for the S26 + 12-month Unlimited plan on Mint a few days ago. Got the order confirmation email right after checkout but haven't heard anything since. No shipping notification, no tracking, nothing.

Is this normal for Mint? First time ordering a device from them so not sure what the usual timeline looks like. Anyone else recently order through the phone bundle deal and can share how long it took to get shipping info?

Hey, so I'm an incoming SWE at Boeing BDS, joining a team that requires an active Secret clearance.

I've been told I can still start even without an interim, and that my manager has coordinated some unclassified work for uncleared hires to work on in the meantime.

Just curious for anyone who's been through this, what did your first few months look like before clearance came through? How productive did you actually feel, and what kind of tasks did you get?

Trying to set realistic expectations going in. Thanks!

Hey everyone! Not sure if this is the right place for this, but I figured I'd give it a shot.

I'm a new grad joining Boeing soon as a Software Engineer based in St. Louis, and I was hoping to connect with other SWEs here. I'd love to hear about your experiences, things like the work culture, onboarding, day-to-day work, tech stack, career growth, and any advice you'd give someone just starting out.

If you're an SWE at Boeing (or anyone willing to help), I'd really appreciate hearing from you. Feel free to comment below or send me a DM. Looking forward to connecting!

Just accepted an SWE offer at Boeing Defense in St. Louis. Anyone here work as a SWE want to share what it's really like? Culture, day-to-day, stance on AI tools, WLB, anything you'd want a new hire to know.