u/Responsible_Fly2335

Hello,

Asking lang if pwede pa kaya humabol sa exam?

Please help me decide if im going to take MSCS or MIT. Thank you

Hi guys, need advice lang on which cards to keep or if may dapat pa akong idagdag to maximize points/rewards.

Current setup ko:

- Metrobank Travel Visa Signature (₱5,000 annual fee)

- BDO Amex Cashback (₱2,500 annual fee)

- BPI Rewards Blue (NAFFL)

- RCBC Black Mastercard (NAFFL)

Goal ko sana is to maximize points/miles or cashback—whichever mas sulit long-term. Medyo napapaisip ako if worth it pa ba i-keep yung may annual fees or if redundant na yung ibang cards.

Questions:

1. May dapat ba akong i-cut or retain?

2. Worth it ba yung Metrobank Travel Visa Signature for the ₱5k AF?

3. May recommended cards ba kayo na mas okay for cashback or points?

Around 100k monthly ko.

Open to suggestions kahit ibang cards or strategy (like focusing on cashback vs miles).

Salamat!