▲ 0 r/401K

Is it really that crazy to cash out a 401k?

It seems like my 401k barely grows, but if I invested that money in AMD or MU like I do on my Robinhood account, I’d have way more money.

Why aren’t these retirement funds investing in the right companies?

I actually think I could handle the investments myself, but I don’t want to miss out on the employer match to my 401k..

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u/Sad_Honeydew_7660 — 5 days ago

Is it really that crazy to cash out a 401k?

It seems like my 401k barely grows, but if I invested that money in AMD or MU like I do on my Robinhood account, I’d have way more money.

Why aren’t these retirement funds investing in the right companies?

I actually think I could handle the investments myself, but I don’t want to miss out on the employer match to my 401k..

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u/Sad_Honeydew_7660 — 6 days ago

Is there an end to optimization or productivity? Will we always be chasing things going up?

It seems futile now, but I can only imagine it getting worse.

These corporations will always search for ways to make more profit until their employees are squeezed to the point of breaking?

Will things just continuously get worse for every day people just to make a certain quarter’s goals or make sure markets go up?

And I’m not saying I want it all to burn down, but there’s gotta be an end point, right?

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u/Sad_Honeydew_7660 — 6 days ago

I’m starting to realize that my parents’ advice no longer works in this world

I used to ask my parents everything. I would trust their advice as being the correct answer most of the time as I was growing up. And not just growing up as a child, but I’m talking about up until I was 30 at least.

Now I feel like I understand the world better than they do for this moment in time.

Things like parents suggesting you to bring cash to a music festival, when in reality, the music festival doesn’t even take cash for safety reasons. An Italian ice cart was being rolled down the beach on our last family beach trip, and my parents were saying they didn’t have cash to pay for any for the grandkids. I walk up to buy my nieces and nephews an Italian ice, and turns out that guy doesn’t even take cash either. I just Venmo’ed him.

And for more adult stuff, you always hear about the “just walk into the office and hand them your resume” thing, but I just had to file an insurance claim on my house from wind damage, and I can’t even comprehend how my parents deal with insurance companies and what they told me to do.

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u/Sad_Honeydew_7660 — 17 days ago

We should run the world on Excel again

All of these different softwares with different formats is driving me crazy. The world worked better when everything was run by Excel spreadsheets.

And not that it isn’t still today, but we are making simple things far more complicated when it seems like no one can competently use a computer anymore except for millennials.

Don’t get me started on Excel Online either..

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u/Sad_Honeydew_7660 — 25 days ago

The only reason there are Back to Office mandates is because of office real estate

I’ve worked both in the office and remote, and I literally can’t see any reason why in-office work is preferable for these companies other than the fact that they have massive office building leases that they don’t know what to do with.

I personally think that working from home is better for everyone. These companies just can’t sell their office spaces because no one wants to go in the office anymore.

So they mandate us back under the guise of collaboration or whatever.

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u/Sad_Honeydew_7660 — 1 month ago

We need a candidate that rejects/accepts the modern world

Democrats need someone who is willing to break the system.

Term limits, anti-pac, restructuring the entire way the electoral college works, restructuring how congressional districting works, ending gerrymandering, reducing presidential power, anti-lobbyist, pro-peace.

We need to break the “sports rivalry” of it all. Politics isn’t a game and it definitely isn’t something you can change the outcome of in the middle of the game.

Our votes don’t matter when they can just regroup us as they see fit.

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u/Sad_Honeydew_7660 — 2 months ago

Having to go into the office 4 days a week instead of 3 days a week is driving me crazy.

I have an hour commute. When I was hired, you were supposed to go into the office 3 days a week and you basically got to choose which 3 days you went in.

They recently changed it to a mandatory M-Th 4 days a week, and the commute is really getting to me.

My role barely interacts with people in the office, so the extra 2 hours of commute seems crazy. Let alone the things I could get done with another day at home instead of just sitting at my desk at work

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u/Sad_Honeydew_7660 — 2 months ago

I used Em dashes all the time in my work related emails and texts and pings and chats before ChatGPT and Claude made it seem like I was writing everything with AI.

Can we all just use Em dashes for a bit to confuse the algorithm or something? Every time I naturally type an Em dash with my human hands, I now think that people think I am inputting all of their texts into a bot..

An Em dash has its use in so many things! It’s a more formal “…” …

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u/Sad_Honeydew_7660 — 2 months ago

A phone or a laptop or an iPad are still useful without internet. Are solar powered batteries really that new? I’d be using excel to plan my salvage routes on my laptop that I charge with my portable solar powered battery.. downloaded maps? Note taking. Downloaded music. The list goes on..

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u/Sad_Honeydew_7660 — 2 months ago