cross-store returns fraud network
a returns-abuse detection app where stores share anonymised return events (hashed customer info, return reason, amount) and in exchange get risk scores on customers trying to return at their store. the more stores in the network, the better the detection, a customer abusing 8 other stores gets flagged before you approve their refund.
the core insight is that serial returners don't hit one store, they hit many. but every store today only sees their own return history, so the same fraudster keeps winning. signifyd and riskified do this for payment fraud but nobody's doing it for returns abuse specifically.
free to install, contribute your return data, get the network back. paid tier kicks in once you cross a return volume threshold.
thoughts?