u/SheepherderNo5488

I(F26) am about to start a full-time corporate job at PwC, and my employment contract has an exclusivity clause saying that I cannot engage in any other trade, business, or occupation without prior permission from the company.

I have been doing academic tutoring/freelance tutoring on the side, mainly helping students with subjects like economics/statistics. It is completely unrelated to my main job and would be done outside working hours.

I’m trying to figure out the best way to handle this.

A few questions:

1. Should I ask HR for permission to continue tutoring?
2. Is it better to ask immediately after joining, or wait until after probation?
3. Has anyone successfully obtained permission from their employer for occasional tutoring/freelancing?
4. If permission is granted, is there anything I should be careful about regarding taxes/TDS or declaring the freelance income?
5. Would you personally continue tutoring if the company gives written approval, or is it still too risky?

I’m not looking to hide the income or employment from the company. I just want to understand the safest way to do this while complying with my employment contract.

Would really appreciate advice from anyone who has dealt with a similar situation.

I (26F) am planning to pursue an MBA in 2027, which means I'll be around 28 when I join and 30 when I graduate. My long-term goal is to move into core finance roles, but I'm feeling quite overwhelmed about whether this is the right path and would appreciate some clarity from people who have been through a similar journey.

My profile:

• 10th/12th/UG/PG: 8/8/8/7
• Bachelor's and Master's in Economics
• Currently working in Transfer Pricing at Deloitte
• Moving to Operational Transfer Pricing at PwC AC
• Preparing for FRM alongside work
• Targeting top MBA programs (primarily in India, but open to other options if they make sense)

My concerns are:

1. Is starting an MBA at 28 considered too late, especially if I want to break into core finance?
2. Will graduating at 30 put me at a disadvantage compared to younger candidates?
3. Given my economics background, transfer pricing experience, and FRM preparation, am I building a profile that can realistically lead to finance roles such as investment banking, corporate finance, equity research, risk management, or related fields?
4. The financial investment is significant. For those who pursued an MBA later than average, was the ROI worth it?
5. Would it be smarter to continue building experience and certifications, or does an MBA still provide a meaningful advantage for someone in my position?

I'm genuinely looking for honest feedback rather than reassurance. If anyone has a similar background (Economics + Transfer Pricing + MBA/Finance transition), I'd love to hear about your experience.

Also, if any credible career/MBA consultants specialise in finance career transitions, I'm open to paid 1:1 consultations as well.

(Used ChatGPT to help organise my thoughts and frame this post.)

I am 26(F), have an interview with a directors' panel in OTP(Operational Transfer Pricing). Could anyone guide me? I have around a year of experience in transfer pricing at Deloitte!

I( F 26), currently in transfer pricing at an indian branch of a Big4. I hate it. Quitting on june to prepare for actuarial. Would probably be the oldest actuarial candidate. I don't care. TRANSFER PRICING SUCKSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSS... IN THIS FIRM, ONLY TO BE SPECIFIC. THANK YOU FOR READING MY RANTS.