Fintiba blocked account transfer sent without the required reference -what should I do?
Hi everyone! I’m trying to understand how Fintiba handles incoming bank transfers.
If a blocked-account transfer is sent with the correct amount, IBAN and BIC, but the bank uses a generic purpose such as “Private Transfer” instead of the specific Fintiba transfer reference, how is the payment normally identified and matched to the blocked account?
Does anyone know whether the transfer reference is absolutely required, or can Fintiba match the payment using the sender’s name, amount and bank details?