Saved $84K on my own and trying to reach $100K by the end of the year looking for advice
▲ 222 r/HYSA+1 crossposts

Saved $84K on my own and trying to reach $100K by the end of the year looking for advice

I’m 26F and recently hit about $84,000 in savings, and honestly, I’m really proud of myself. My goal is to reach $100,000 by the end of this year, and I’d love to hear any advice or suggestions from people who have been in a similar position.

I started seriously saving after I graduated in 2024. I didn’t have financial help from my parents, so everything I’ve been able to save has come from working, budgeting, and being intentional with my money. Seeing that number slowly grow has honestly been one of the most comforting and rewarding feelings. 🥹

I’m especially curious about what I should do from here. Should I focus on aggressively saving the remaining $16K, or should I be putting more of my money toward investing/retirement while still working toward the $100K goal?

I currently keep a large portion of my savings in Wealthfront. For those who use it, do you feel comfortable keeping a significant amount of money there? Is it safe, or would you recommend moving my savings to a traditional bank or another HYSA/fintech offering a better APY?

I’d also love to hear what you would do if you were 26 with $84K saved. Any advice on HYSA vs. investing, emergency funds, retirement accounts, paying down debt, or just general financial habits would be greatly appreciated.

And honestly, beyond the financial advice, I just wanted to share this because I’m really proud of myself. I started with very little financial support, and being able to build this much on my own in just a couple of years feels huge to me.

What would you do if you were in my shoes? ❤️

u/Simple-Ad-4430 — 12 days ago
▲ 4.0k r/Brides

Is this a good option for an after party/ reception dress?

I could really use your help! You all have been incredibly supportive throughout my wedding dress journey and have helped me overcome so much of my dress regret. For my reception, I’m thinking of wearing this gown. Do you think it’s stunning? My dream is to walk into the reception and have everyone’s jaws drop. I want it to feel glamorous, elegant, and unforgettable. What do you honestly think? 🥹✨

u/Simple-Ad-4430 — 2 months ago
▲ 289 r/Brides

Wedding dress regret!!!

I’m getting married in a month, and I’m starting to have major dress regret. I’d really appreciate your honest opinion. Could you help me figure out how to accessorize it? Also, do you think my wedding dress is too simple, or does it have an elegant, timeless look? Is it cinching my waist right? I’d love any suggestions to help elevate the overall bridal look. This is how I’m planning to style it any suggestions would be appreciated!!

First picture is how I’m planning to style it and 2nd picture is without any accessories/styling. Please help!!!guide me!

u/Simple-Ad-4430 — 2 months ago

Which dress for my 2nd wedding look

Hello,

Please help me choose my 2nd look (After party) for my July wedding.❤️

u/Simple-Ad-4430 — 2 months ago

Help me decide my 2nd look

Please help your girl decide on the after party look for her July wedding!!! Thank you ❤️

u/Simple-Ad-4430 — 2 months ago

Is it too simple

Please help me decide! I’m so torn.

I’m getting married in July and need to choose my wedding dress, but I’m feeling so confused. I’ve attached photos of the dresses I’m considering. The angles in the pictures are a little awkward and don’t really do them justice. I’m 5’4” and will be having the dress hemmed, so please try to look past the length.

I would truly appreciate your thoughts on which dress suits me best. Thank you so much for helping me with such a special decision! 🤍

u/Simple-Ad-4430 — 2 months ago