u/SlimThicWarrenBuffet

I recently finished grad school and just started my career. During grad school, I not only incurred a lot of student loan debt but also credit card debt. Dumb dumb dumb. I’m getting married soon and want all my credit card debt to be gone beforehand. Any advice? I’m thinking of just clearing my balances with my savings obtained through my first year of working and starting fresh.

CC#1) $10,674.23 at 26.49% APR;

CC#2) $384.43 at 26.24% APR; and

CC#3) $13,711.47 at 26.24% APR.

I have $29,419.34 in savings and my annual gross salary without deductions is $100,000. My fiance covers all of our living expenses and I just paid off my car so my only other monthly expense is parking which is $110/month and groceries.

What should I do? Would it be dumb to drain my savings and pay the balances in full?

Edit to add salary/monthly expenses!

Another edit - I just want to thank everyone for your responses. I have paid it all off and I feel such a weight lifted off of my shoulders. Thank you thank you thank you!

GD. I have been scouring every single corner of the internet like a desperate rat in search of a morsel.

I have a very unique layout / small space, so our constraints on a sectional are very particular. The ones I have found are either Wayfair bootyhole quality or $4k+.

I want something like Room & Board Oxford sectional or Luonto Halti — which are exactly what I’m looking for but o unfortunately, out of budget. It is vital that the sofa is is a pullout/convertible sleeper, bumper sectional, with a storage chaise around 110” width and 90” depth.

Please please please any suggestions for similar sectionals that won’t break the bank??

Is it just me or does The Daily just sound like a conversation with chat GPT now??? Especially today’s episode… don’t know what happened but starting to get to the point that I cannot bare to listen to it anymore.

J25. You’ll need to bubble your SSN into the scantron for MBE.

I had no idea and I’m dyslexic and always have trouble remembering mine / mixing the numbers up so imagine the heart attack I had. Thankfully got it right.

Good luck!

Did anyone hear two large explosions last night on the south side of Brickell around 2 AM? Shook our windows and scared the hell out of our dogs. No idea what it was

I keep seeing ticks everywhere all over social media and and am honestly bugging out (no pun intended) about my dogs. We live in Brickell. Has anyone ever seen ticks around here???

Im newly barred and just started work in September . My partner has been borderline harassing me about hours for since Jan despite only communicating my hourly requirement in April.

I work weekends and late frequently. Billing for everything I can. Not cutting my own time. I’m trying my best.

But admittedly, my hours have still been low . Im not making excuses for my self but I feel like the main cause is that im still learning to capture my time efficiently but I tend to fall behind constantly due to having to go back and forth when he tears up my work product (which he then also says is excellent). I’ve communicated that to him but there seems to be no understanding.

I was planning on leaving towards the end of this year but just received an email from him that we need to talk about switching me to “hourly or something” because I’m “not doing my job.”

I’m really shocked at that sentiment and honestly pissed off because I do work really hard. And my partner and I (other than him being extremely difficult, borderline bipolar, inconsistent, unpredictable, and temperamental) generally work well together and I’m learning a lot from him.

I was also always of the understanding that first years are rarely expected to meet hours and there is some leeway there.

This honestly feels like an attempt to force me out. Does anyone have experience with this or been through it before? Should I start applying to other firms? TIA