u/Spiritual_Finance554

Appreciate a lot of people here are trying to achieve fire with a salary of 100k mid 20s

But I would love to hear more about people on lower salaries. I saw a post once before by someone on a lower salary achieving it and I found it really inspiring and interesting how they made it work (in contrast to the more cookie cutter massive salary and sacrificing into my pension story)

Is anyone going for fire in a salary 20-40k?

You’re renting. You don’t have a house. The full £750,000 is not in a pension and is accessible.

If the market grew 10% a year, that’s £75k a year? Providing you lived on 40k a year that’s 35k a year in savings. It would pay off a house in ten years?

If you don’t want to buy a huge house or have kids, is there anymore to this?