Any one knows about no claims discount on car insurance

I have 15 years of no claims and I always do this through price comparison website.
I was with LV last year and there renewal says ncd is 9 which is max allowed but I have then 14 last year. Without any claims I lost few years. Is that how it works usually?
What happens if I had an accident will my no claims go from 15 to 13 or 9 to 7
Really confused. Pls help

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u/Still-Landscape-5661 — 5 days ago

No pension reaching 45

Hi
I am about to turn 45 but I don’t have a penny in pension pot. I have worked as a contractor for last 10 years and before that was on paye with a company who did not contribute anything. Although I do have 25 years of ni contributions that really means work till the age of may be 70.
Not that I plan to retire anytime soon but I don’t thjj in no I can work till 70 either as of now.
If I started putting between 300 and 500 a month for next 10 years would that help. I have some savings in isa but have a minor renovation work coming and might end up using all of that towards it.
If I got a sipp account what would you invest it in.
I opened a trading212 account recently and bought few bits but I hope to keep them long term. It’s only about 2k worth but thought I’ll start with something.
They have sipp account too but it only lets me put my money from personal and not business account to benefit from tax.
Any guidance would be appreciated
Thanks for your help in advance and time.

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u/Still-Landscape-5661 — 12 days ago

Mgs6

Hi
I test drove an s6 ev and fell in love with it. It’s spacious and felt ok to drive. Do have a test drive on Tesla today and Skoda enyaq later but at 25k it’s cheapest 75 reg with 4k miles and it’s trophy version long range. Enyaq is about 40k brand new and Tesla even more. Space wise I felt s6 had most space with three people sitting at the back together and it was not a squeeze. Two kids 12 and 14 and an adult.

Is going for s6 a good idea?
I do 80 miles a day almost 6 to 7 days a week. 20k roughly per year.

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u/Still-Landscape-5661 — 1 month ago

I currently drive an Octavia 16 reg 2.0 litre and I do about 20k miles a year. Current car has 180k on clock with engine warning light on so don’t think it will last too long plus just got a tank full on weekend for 91 pounds and it will give me about 550 miles for a tank full.

I own a company so I could buy through my company but not sure how it works with having insurance and car ownership. I have free charging available at work during the day for now. As more people are going electric that might stop later.

My daily commute is 100 miles minimum but I am also conscious of the fact that I will take the whole depreciation hit if I bought brand new.

Saw an mg4 urban but feels small compared to Octavia but with 5 miles on clock it is not a bad option at 20k

First of all does it make sense to go ev I was thinking I am spending about 300 pounds a month on fuel I could possibly get an ev for that price.

My mileage is high so when I look for deals I am paying very high premium for that mileage and makes more sense to buy than do a lease to me coz I can run the car to ground 100 to 150k if it does that kind of mileage.

Which options are good as I could easily do 200 miles in a day if I was to go to my site offices.

What makes more sense, buy outright or lease or is there an option other than these where I pay a fixed amount per month but it gets added towards the value of car and later I can make a balloon payment to own it outright or give it back.

Having a company and able to make a 5ish k payment upfront can work for me.

What are good car brands with that kind of range.

Saw s6 at mg and that was nice spacious car but it was about 36k brand new.

Please help with some ideas.

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u/Still-Landscape-5661 — 2 months ago
▲ 8 r/Intune

Hi

Just wondering what is a good application to deal with vulnerability and patching in intune. I have about 150pc’s and all are connected to intune but some of them were joined from local user profiles to intune rather than fresh start so a lot of those old machines are coming up with vulnerabilities that need fixing. Also going for ce plus in a few months hence want to make sure the environment is up to date and patched. Will help going forward too. I have been using various scripts to patch things but reporting i find is sometime hit and miss.

Thanks

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u/Still-Landscape-5661 — 2 months ago

Hi

Just wondering what is a good application to deal with vulnerability and patching in intune. I have about 150pc’s and all are connected to intune but some of them were joined from ad to intune rather than fresh start so a lot of those old machines are coming up with vulnerabilities that need fixing. Also going for ce plus in a few months hence want to make sure the environment is up to date and patched. Will help going forward too. I have been using various scripts to patch things but reporting i find is sometime hit and miss.

Thanks

reddit.com
u/Still-Landscape-5661 — 2 months ago