u/StreetRampage

I have around ₹2 lakh lying idle in my savings account, so I’m planning to put it into a 1–2 year FD.

I’m comparing Stable Money and Amazon Pay FD, and the interest rates are the same for the banks I’m looking at. I’m already an Amazon Pay user, so it’s more convenient, but I often see people recommending Stable Money.

Since both are just platforms and the FD is with the bank, is there any real advantage to choosing Stable Money over Amazon Pay FD in terms of convenience, customer support, FD management, or anything else?

If you’ve used either (or both), which would you recommend and why?

Also do they have option to opt for form 15G as my interest from other banks crosses the limit for TDS but i am a student

I’m new to credit cards and currently only have the HDFC Swiggy Credit Card, which I mostly use for Swiggy, Amazon, dining, and online shopping. Since the recent changes to its cashback/MOV, I’m looking to add another card.

I’m looking for:

Preferably LTF (or fee waived with around ₹10–20k annual spends)
Good cashback on Amazon, Flipkart, dining, food delivery, etc.
Any nice perks like free movie tickets, lounge access, dining offers, OTT, or similar benefits.

What cards would you recommend for someone with my spending pattern?

Cibil - 764

I’m new to credit cards and currently only have the HDFC Swiggy Credit Card, which I mostly use for Swiggy, Amazon, dining, and online shopping. Since the recent changes to its cashback/MOV, I’m looking to add another card.

I’m looking for:

Preferably LTF (or fee waived with around ₹10–20k annual spends)
Good cashback on Amazon, Flipkart, dining, food delivery, etc.
Any nice perks like free movie tickets, lounge access, dining offers, OTT, or similar benefits.

What cards would you recommend for someone with my spending pattern?

Cibil - 764

Same as title

Ever since my disc bulge, saying "no" to friends has honestly been one of the hardest parts of recovery.

It's not just sports or trekking anymore. Even something as simple as a staycation at a beautiful place becomes stressful because it involves hours of travelling by road. With the potholes and rough roads here, I spend the entire journey worrying about my back instead of enjoying the trip. Sometimes I don't even enjoy 1% of the vacation because I'm constantly thinking about avoiding a flare-up.

These are my childhood friends, so I feel guilty saying no every time, but I'm also scared of undoing months of recovery.

For those living with a disc bulge or any long-term back injury, how do you handle this? How do you politely turn down plans without feeling like you're drifting away from your friends?

Also, what do you guys do for fun outside the house that doesn't put too much stress on your back? I'm trying to find ways to enjoy life again without constantly worrying about re-injuring myself.

Are there any bookshops in Thane West that are similar to the small independent bookstores you find around Bandra or South Mumbai?

I’m looking for places that:

Sell original books (not pirated copies)
Have reasonable pricing (closer to Amazon prices if possible)
Can order specific books on request if they don’t have them in stock
Have that old-school bookstore vibe where the owner actually knows books and can recommend titles

Please don’t suggest Crossword. I’ve found many of their books to be more expensive than Amazon, so I’m looking for alternatives.

Also, does Thane have any genuine reading clubs or silent reading groups?

Not the networking/socializing events where reading seems like an excuse to make friends. I’m looking for something more reader-focused—people quietly reading together, discussing books occasionally, and actually being interested in literature.
Think more along the lines of a low-key café or community reading space rather than a social meetup.

Would appreciate any recommendations!

Can someone shed some light as how packed trains are from thane to nerul - First Class

Never travelled navi mumbai trains nor peak hours mumbai trains

My college will be starting in September and need to travel with a spine injury to college, so are people hanging outside the train or i can board the train and atleast expect to stand somewhere safely from thane station

Timings 8:30 am from thane

I'm a 25-year-old male dealing with a disc bulge/slip disc from a gym injury about 10 months ago. I've improved but I'm still not fully recovered.

I've spent nearly ₹50k on physiotherapy and visited some well-known clinics in Thane, but after completing sessions the answer is usually just "it takes time."

Can anyone who has personally recovered from a disc bulge/spinal injury (or knows someone who has) recommend a physiotherapist in Thane who genuinely helped them recover?

Also, if you're around my age and dealing with a similar injury, I'd love to connect and learn how you're managing life, gym, and recovery.

Thanks in advance!

I got a disc bulge with sciatica 10 months ago and gained quite a bit of weight after having to stop sports and most physical activity. I've recently started going back to the gym, but only doing walking, Stairmaster, and light machine exercises.

For those who gained weight after a disc bulge/herniation, how did you lose the fat and get lean again? Any low-impact exercises that burn more calories than walking without putting much stress on the spine?

Also, how has your sex life been after the injury? I feel like I'm constantly thinking about my back during sex. Does that get better with time?

Would love to hear your experiences.

I suffered a disc bulge in August 2025. It took around 4–5 months for the pain to become manageable. I still have some pain every day, but it's mild enough to ignore most of the time.

Something strange I've noticed recently: whenever I wear fitted or tight underwear, I start getting pain around my hip/glute region that feels very similar to my sciatica symptoms. When I switch back to loose boxers, it seems to settle down.

The weird part is that before my injury, I always wore tight underwear—even while cycling—and never had any issues. This only started after the disc bulge.

Has anyone else experienced this? Can tight underwear somehow irritate a nerve, change pelvic/hip positioning, or trigger sciatica symptoms after a disc injury? Curious if there's any explanation for this.

I suffered a disc bulge in August 2025. It took around 4–5 months for the pain to become manageable. I still have some pain every day, but it's mild enough to ignore most of the time.

Something strange I've noticed recently: whenever I wear fitted or tight underwear, I start getting pain around my hip/glute region that feels very similar to my sciatica symptoms. When I switch back to loose boxers, it seems to settle down.

The weird part is that before my injury, I always wore tight underwear—even while cycling—and never had any issues. This only started after the disc bulge.

Has anyone else experienced this? Can tight underwear somehow irritate a nerve, change pelvic/hip positioning, or trigger sciatica symptoms after a disc injury? Curious if there's any explanation for this.

Same as title

Which cllg in mumbai?

I am making a group of people who cant take a drop and will accept any tier 2/3 cllg

Please drop your number or DM me, even i will be taking a cllg this year

I think it can be 6>5>7>2>4>1>3

Same as title

If i need to score 99.5 then there need to be at max 100 people above my score in my respective slot if 20k people were in my slot

Or the overall 1.2L students will be considered and there should be at max 600 students above my score after normalisation?

If one has 130 marks in A1 and gets a 99.5% and other candidate has 130 in A2 but gets 97% then the A1 student will be way above the candidate in merit ranks if i am not wrong? So does this mean A1 students have higher chances of converting one cllg at same marks than A2?