Opting into Medicare Part B for spouse while employed
Slightly different question on whether to take Part B while on FEHB...
My wife is scheduled to go in for a biopsy that may end up determining whether she has cancer. While we are praying for the best, I want to be prepared for a long road of treatment.
My wife is 68 and I am 60. I am still working with plans to hold out until at least 62. As such, when she turned 65, we started Medicare Part A and deferred Part B/D until I retire. However, based on the situation described above, I wonder if we shouldn't consider opting into Part B sooner just for her as a way to protect us from as much of the potential financial impact as possible.
Does anyone know if we can just opt-in my wife for Part B? Do you think it would be worth it in these circumstances?
Thanks!