Employer 401k Question/ Advice

I am starting my first job, and my employer states that they will contribute up to 10% into my 401k regardless of any contribution I have made to it. So I could basically contribute 0% but they would still contribute up to 10%.

I will be maxing out my roth ira each month, and saving agressively, so I am wondering what the best move here is for me. Should I put in a small % of my paycheck into the 401k even though my employer doesn’t require it?

Since this is my first job I will be trying to build up my savings and don’t love that my paychecks may be smaller if I am contributing a % each month right away. There’s also a 3 year vesting schedule for context for the employer contributions. Any advice is appreciated

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u/Sure-Orchid-9313 — 5 days ago
▲ 2 r/KPMG

Pay day Question New Hire

I’m starting at KPMG on a Monday, and I noticed on the payroll calendar that payday is the Friday at the end of my first week.

I know KPMG pays biweekly, and I’m a salaried employee. Does anyone know if I would get my first paycheck at the end of my first week (friday payday), since i’im joining at the end of a pay period? Or would it come after 2 weeks of working?

Just trying to figure out what to expect. Thanks!

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u/Sure-Orchid-9313 — 5 days ago

Going into Transfer Pricing

I have a job in transfer pricing at one of the big 4 firms as a first year associate. Haven’t started yet, but Wanted to get insight from any tp professionals before:
What does your day to day look like? What will I actually likely be doing the first 6 months on the job? What do the hours look like? How steep is the learning curve for someone with little to no experience? Thank you!

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u/Sure-Orchid-9313 — 26 days ago

Help Me Determine My Net Salary!

Hi everyone, I am going to be starting my first (salaried) job soon and am trying to figure out my net salary for budgeting purposes before I start work. I have not received a paycheck yet. Since I am still on my parents health insurance, I won’t have enroll in my employer’s health insurance plan, and I am not eligible for 401k benefits yet. Will my paycheck just have state / federal taxes / medicare taken out of it? I have used different calculators to try and estimate my paycheck but they give different estimates each time. Thank you

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u/Sure-Orchid-9313 — 2 months ago
▲ 7 r/KPMG

First Year Associate Advice

I’m joining as a first year associate this summer. I didn’t intern with the firm, this will be my first corporate job aside from a few internships. I don’t have any experience in my service line (niche tax group), and I am feeling nervous about what will be expected of me to know coming in. I’m a pretty fast learner and a hard worker, but I’m just looking for advice of any people who may have recently joined or have experience with joining w/ little to no experience / what the first few months will look like. Thank you

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u/Sure-Orchid-9313 — 2 months ago

Do you ever regret breaking up with the “good guy”?

I just broke up with a “good guy”. On paper, he was great. Has a great job, kind, smart, loved me and cared for me, takes care of himself etc. Towards the end of our relationship (2 yr), I just started to realize that I was falling out of love with him. I realized that we never opened uo to eachother, the emotional depth of our relationship never grew from when we first started dating.

I never laughed alot with him. His religious views were opposite of mine, and at first it wasn’t a deal breaker, but I soon began to realize how much it actually made us different in our political beliefs and how we saw the world etc. He didn’t take pride in how he presented him to the world, he took care of his body, but all of his clothes were from middle school, didn’t fit him properly or had holes. I know this may seem shallow, but it made me loose alot of attraction for him.

I feel so guilty for letting him go, part of me just thinks I am the issue for not being “in love” with a good man, and that maybe the things I found incompatibilities were shallow, or things that could have been worked on.

tldr: do you regret leaving a good man on paper even though you felt incompatible at times?

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u/Sure-Orchid-9313 — 2 months ago

Advice Needed!: Just Broke Up with Boyfriend- Feeling Terrible

As the title says I just broke up with my boyfriend of 2 years. He is an amazing human. So sweet, kind, not a malicious bone in his body, so loyal and loving to me. But something deep down inside me, I knew that he wasn’t the one for me. I felt we were so incompatible, I was constantly asking him to change. I had this gut wrenching feeling of dread from our relationship for months. I tried to push it down but it always came creeping back in. I thought I could change it and fix the relationship.

And honestly? I still feel that way deep down. Like maybe if I changed X, or did Y differently than we could work. I keep thinking to myself what if I never find someone as kind as him again? If I stayed, I would have been content probably, and happy enough. But would part of me always feel like I was settling? Two sides of me are conflicting. One is telling me I made the right choice and the other is scared, confused and maybe even slightly regretful and wants him back already. Any help or advice would be greatly appreciated.

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u/Sure-Orchid-9313 — 2 months ago