Employer 401k Question/ Advice
I am starting my first job, and my employer states that they will contribute up to 10% into my 401k regardless of any contribution I have made to it. So I could basically contribute 0% but they would still contribute up to 10%.
I will be maxing out my roth ira each month, and saving agressively, so I am wondering what the best move here is for me. Should I put in a small % of my paycheck into the 401k even though my employer doesn’t require it?
Since this is my first job I will be trying to build up my savings and don’t love that my paychecks may be smaller if I am contributing a % each month right away. There’s also a 3 year vesting schedule for context for the employer contributions. Any advice is appreciated