u/SwimmingPatience5083

For me it’s gotta be Claymore run. Simple, fun melee action, strong weapon and weapon class, hyper armor on 2H moves, obtainable right away so I can play my build immediately, stat distribution is easy/just pump VIG and STR, get to take advantage of the amazing STR bonus for 2H, just a straight run through the game hacking down everything with a damn cool looking sword that hits hard.

Literally had my post removed last month for being concerned about this.

75% of the float is going to hit the market in August. Yep, you read that right. From February up until now it’s been the same ~60M shares changing hands, and by changing hands, I mean insiders unceremoniously dumping all their shares.

“But this insider still owns majority of their shares! They didn’t sell it all!” Yea, they still own the shares they couldn’t legally sell yet. I don’t see any reason to believe these 160M shares won’t be summarily dumped and absolutely destroy the share price come August. I do anticipate however, that management will do whatever PR tricks they can running into August to pump the price before they dump it, though.

Contrary to some reports that these 160M shares were unlocked early, they are indeed still locked up. They were not unlocked early due to trading over $12 for X number of days or whatever. The conditions for early unlock do not even become effective until 150 days post SPAC (July) and after 180 days (August) they will all become unlocked anyway.

I was very excited about this company but now I am feeling pretty cynical about what management and insiders are up to. If you can show me wrong, please do so. Not trying to fight with anybody here. I still hold 2K shares.

Really looking for some SCHD veteran’s insights here. I love SCHD’s methodology but at what point does the law of large numbers and consequent diminishing returns kick in?

For a newer investor like me, is it reasonable to take the past ten years CAGR and dividend growth rate as a benchmark? Or could the future growth be hindered by the enormous growth in AUM over the last ten years ($100B today vs $3B ten years ago).

Maybe it’s a dumb question but if so, I’d like to understand why.

And there’s still some dude just sitting in Pontiff waiting for invaders so he can insta destroy them with hacks.

And there’s a dude just playing with invulnerability hacks so if you invade, you can’t harm him.

I mean, for all the care I have to take with mods just to unlock FPS and not get banned, you would think FS could do something about this. Oh well!

Vanguard projects roughly 1.5%-3% annualized returns for US growth stocks over the next 10 years, citing high valuations and valuation mean reversion as the primary thesis (growth is great, but the price you pay matters).

I was originally planning a 70/30 allocation VOO and SCHD, with the intent that all future contributions would go only to SCHD so that the “income” allocation of my portfolio would increase over time, eventually overtaking growth.

Vanguard’s report echoes what I keep hearing from several other of my most respected commentators of the markets, namely that a rough period is on the horizon. Now I am seriously doubting whether starting with 70% large cap growth (VOO) is a good idea.

What other possible approaches could I consider? 30/70 VOO/SCHD? For context, I am late 30’s with about 25-30 year time horizon, provider for my family.

Note: My end goal is a massive position in SCHD (never sell, live off dividends), supplemented by a growth bucket I can sell off as needed from time to time.