Questions about metrobank scc

Hi guys! I’m planning to apply for a Metrobank SCC even though I already have a regular credit card with BDO. My main reason is to establish a good banking and credit relationship with Metrobank and hopefully have the SCC converted to a regular/unsecured card eventually.
For those who currently have or previously had a Metrobank SCC, may I know your timeline?
• How long did it take from applying for the SCC to receiving the card?
• How long did you keep the SCC before being converted to a regular/unsecured credit card?
• Was the conversion offered by Metrobank, or did you have to request it?
• Did your credit limit stay the same after conversion?
I’d really appreciate hearing about your experiences. Thank you! 😊

reddit.com
u/TheGreatestCook — 3 days ago

Questions about metrobank scc

Hi guys! I’m planning to apply for a Metrobank SCC even though I already have a regular credit card with BDO. My main reason is to establish a good banking and credit relationship with Metrobank and hopefully have the SCC converted to a regular/unsecured card eventually.
For those who currently have or previously had a Metrobank SCC, may I know your timeline?
• How long did it take from applying for the SCC to receiving the card?
• How long did you keep the SCC before being converted to a regular/unsecured credit card?
• Was the conversion offered by Metrobank, or did you have to request it?
• Did your credit limit stay the same after conversion?
I’d really appreciate hearing about your experiences. Thank you! 😊

reddit.com
u/TheGreatestCook — 3 days ago

Secure credit card of metrobank

Balak ko sana mag open ng SCC sa METROBANK. Ano pong magandang card na pwedeng secured credit card sa metrobank? May BDO VISA GOLD na po ako. Need ko lang talaga ng back up at para mag build ng credit score para sa future. 2 cards lang po ang gusto ko i keep.

reddit.com
u/TheGreatestCook — 7 days ago

Credit card application always rejected

Hello. I need help po if paano po magpa approve ng cc. Need ko lang ng secondary cc from other bank. I have BDO VISA GOLD pero hindi ako ma approve sa ibang card. Always before due date ako nagbabayad and may healthy ADB ako sa bank ko. Thank you!

reddit.com
u/TheGreatestCook — 8 days ago

BDO HEAD OFFICE SCAM CALL

Caller: Hi this is MJ, calling on the behalf of BDO HEAD OFFICE. Ask ko lang po if na receive niyo na po ba yung upgraded card niyo and Email about sa waiver ng annual fee?

Me: Walang email and caller from bdo na hindi landline ugok..

Well hindi pa ako natatapos mag salita. Pinatayan na ako hahaha

u/TheGreatestCook — 8 days ago

BDO JCB and VISA Card Delivery

Hello naka ilang tawag na ako sa CS ng BDO and 15 days ko na hinihintay yung card ko na dalawa. Kaso hindi pa daw na pipick up ng courier. Pwede ko ba i request na pick up nalang sa branch mas bibilis po ba kapag ganon or not? Salamat po sa sasagot.

u/TheGreatestCook — 12 days ago

BDO JCB and Visa Credit Card Delivery

Hello naka ilang tawag na ako sa CS ng BDO and 15 days ko na hinihintay yung card ko na dalawa. Kaso hindi pa daw na pipick up ng courier. Pwede ko ba i request na pick up nalang sa branch mas bibilis po ba kapag ganun? Salamat po sa sasagot. And pwede ko po ba ito maging reference to apply new card? Thank you

u/TheGreatestCook — 12 days ago

Declined CLI by CS for 2 years.

Nag request ako ng CLI sa BDO July 21, 2026 before may 20k CL ako for 2 years. Naka ilang Request ako ng CLI but surprisingly July 26, 2026. Nag automatic increase siya from 20k-100k. And upgrade na din from classic to gold ang cc ko and otw na din yung JCB lucky cat. May chance ba na pwede i convert yung lucky cat to Mastercard? And ano pong perks ni VISA at JCB. And talaga po bang kusa nag iincrease si BDO ng limit? Kahit declined po pag sa cs nag request? And should i cancel nalang yung JCB. And pwede po ba ma waive annual fee neto?

u/TheGreatestCook — 14 days ago