u/The_LoneAviator

Hello!

I recently bought a 2026 BRZ tS from my local Subaru dealer. When I saw it on their site (vin number and all), it said that it was currently “in transit”.

I got a text yesterday (vin provided) that the BRZ has been released to the shipping company.

My sales rep says , “I predict it will show up next month”(Up to this point I was told ETA was Aug 22).

So I did some questioning, and was also told “The BRZ should be here next week or the week after.”

I told him that I was “taken aback when he said next month”, and he replied with, “Yeah my bad, I think it will be here next week.”

If the BRZ was already in transit to begin with, had an existing vin from the start when I looked at it on their site, and then I’m told that it is with the shipping company”, does this mean that it is with the overseas company from Japan on the boat, or is it here in the states?

If it’s in the states, I was told that they work out of Georgia for the Southeast area. I did some research on my own and found out it’s from Brunswick GA.

Anyone know of a better way to get a proper ETA on this? I’m eager to drive if you can’t tell… 😅

I’m trying to get out of my 2025 Toyota 4Runner TRD Off-Road Premium lease early and could use some advice from people who’ve dealt with Southeast Toyota Finance (SETF).

My current payoff is $46,941.58 and I’m paying $669 a month. Buying the truck out myself isn’t realistic — I just don’t have that kind of money sitting around, being a recent grad and with a job I’ve been at for almost a year now. I need a dealer to handle the payoff as part of a trade.

The main reason I want out is that the 4Runner doesn’t match how I actually live. I almost never carry more than one other passenger typically, and I can’t reliably haul my 240SX and the equipment I need with it (which was the main reason Ieased it).

I’m paying every month for size, 4WD, and ground clearance that I simply don’t use (in an area of the US that is all flat land to begin with… it’s basically a glorified mall crawler. On top of that, the GR brakes already squeak and annoy me. I don’t want a truck now or later.

What I actually want is something closer to the 2016 Honda Civic I used to have — a smaller, more efficient daily driver that still feels engaging. A 6-speed manual is a big plus for me because it’s more fun and closer to the character of my 240sx, while still being simple enough for regular commuting.

Right now I’m looking at two options:

My local Subaru has a 2026 BRZ tS (manual) and is showing a trade allowance of $53,050. Their current quote is about $433 a month with $0 due at signing on a 36-month lease.

An out of state Toyota dealership has a 2026 GR86 Premium MT. They’re working with a $53,000 trade value (about $6,059 in equity after the payoff) and quoting around $432 a month, but with roughly $6,559 due at signing.

Both cars would cut my monthly payment by a little over $230 and free up the equity in the 4Runner. I’m also planning to sell my 200SX project car so that money, plus any leftover equity, can go into savings instead of staying tied up in vehicles I don’t need day-to-day.

The biggest unknown is whether a Subaru dealer can actually pay off a Southeast Toyota Finance lease. From what I’ve read, SETF is pretty restrictive about third-party buyouts and often requires the payoff to go through a Toyota dealer.

There is one dealer that has a BRZ, under the same name as a Toyota dealer nearby, in the same area?

Has anyone successfully traded a leased Toyota into a non-Toyota store when the lease was with SETF? Or does the dealer usually force you to buy it out first?

Any real experiences with SETF early buyouts or cross-brand trades would be really helpful!

I’m trying to get out of my 2025 Toyota 4Runner TRD Off-Road Premium lease early and could use some advice from people who’ve dealt with Southeast Toyota Finance (SETF).

My current payoff is $46,941.58 and I’m paying $669 a month. Buying the truck out myself isn’t realistic — I just don’t have that kind of money sitting around, being a recent grad and with a job I’ve been at for almost a year now. I need a dealer to handle the payoff as part of a trade.

The main reason I want out is that the 4Runner doesn’t match how I actually live. I almost never carry more than one other passenger typically, and I can’t reliably haul my 240SX and the equipment I need with it (which was the main reason Ieased it).

I’m paying every month for size, 4WD, and ground clearance that I simply don’t use (in an area of the US that is all flat land to begin with… it’s basically a glorified mall crawler. On top of that, the GR brakes already squeak and annoy me. I don’t want a truck now or later.

What I actually want is something closer to the 2016 Honda Civic I used to have — a smaller, more efficient daily driver that still feels engaging. A 6-speed manual is a big plus for me because it’s more fun and closer to the character of my 240sx, while still being simple enough for regular commuting.

Right now I’m looking at two options:

My local Subaru has a 2026 BRZ tS (manual) and is showing a trade allowance of $53,050. Their current quote is about $433 a month with $0 due at signing on a 36-month lease.

An out of state Toyota dealership has a 2026 GR86 Premium MT. They’re working with a $53,000 trade value (about $6,059 in equity after the payoff) and quoting around $432 a month, but with roughly $6,559 due at signing.

Both cars would cut my monthly payment by a little over $230 and free up the equity in the 4Runner. I’m also planning to sell my 200SX project car so that money, plus any leftover equity, can go into savings instead of staying tied up in vehicles I don’t need day-to-day.

The biggest unknown is whether a Subaru dealer can actually pay off a Southeast Toyota Finance lease. From what I’ve read, SETF is pretty restrictive about third-party buyouts and often requires the payoff to go through a Toyota dealer.

Has anyone successfully traded a leased Toyota into a non-Toyota store when the lease was with SETF? Or does the dealer usually force you to buy it out first?

Any real experiences with SETF early buyouts or cross-brand trades would be really helpful. Thanks.

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