can you get top surgery as a 18 year old without parental consent while being on your parents insurance?

I’m about to turn eighteen and I desperately want top surgery. I get insurance through my parents work and I live in the United States (NY state). I don’t care if they see that I got surgery through a bill or anything but I don’t have their permission.

Edit with more specifics 6/30/26: My dad works for a hospital and I get insurance through his work. I doubt my family would dispute the charge after I get surgery because they don’t want me to be in financial debt but they would try to stop me before hand by stopping the insurance from covering it and preventing me from going through with it. Theres no chance that I will get kicked out or anything, my family while they don’t agree with medical transitioning, are accepting enough to love me even though they don’t understand me. I have friends who can help me post-op, it’s mostly finacials i’m worried about. I’m currently seventeen and a half.

reddit.com
u/ThoughtsofDandelions — 5 days ago
▲ 8 r/TransgenderUSA+2 crossposts

can you top surgery as a 18 year old without parental consent while being on your parents insurance?

I’m about to turn eighteen and I desperately want top surgery. I get insurance through my parents work and I live in the United States (NY state). I don’t care if they see that I got surgery through a bill or anything but I don’t have their permission.

reddit.com
u/ThoughtsofDandelions — 5 days ago