Hey everyone,

So my old salary account with Standard Chartered is getting closed from October, and they've asked me to update my linked bank account for all my investments before then.

I started switching things over and I've got mutual funds spread across Quant, Mirae, UTI, and Nippon. Changing the bank account was smooth for all of them on Groww... except UTI. When I called UTI customer care I got to know I have to visit a branch in person and fill some physical form and carry checks of both banks, and their branches are few and far between.

Problem is, I'm on WFH and UTI office working days are from Monday–Friday, 9:30 to 5:30, so finding time for a branch visit is tough on weekday.

I tried switching via MFCentral by merging into another fund with a different bank account, but UTI rejected that too(Lazy to Go to CAMS/KFin/Mutual Fund Office to Update Your Bank Account? Try This Hack! : r/personalfinanceindia).

So now I'm down to two options:

1. Physically go to the branch and fill out a form , apparently takes ~3 days to process
2. Just redeem the whole UTI investment and eat the ~3k STCG tax hit

Has anyone dealt with this before? Is there an easier way to update bank details with UTI, or am I stuck picking one of these two?

Thanks in advance!

Aggressive Risk Analyzer

Hey everyone,

So my old salary account with Standard Chartered is getting closed from October, and they've asked me to update my linked bank account for all my investments before then.

I started switching things over and I've got mutual funds spread across Quant, Mirae, UTI, and Nippon. Changing the bank account was smooth for all of them on Groww... except UTI. When I called UTI customer care I got to know I have to visit a branch in person and fill some physical form and carry checks of both banks, and their branches are few and far between.

Problem is, I'm on WFH and UTI office working days are from Monday–Friday, 9:30 to 5:30, so finding time for a branch visit is tough on weekday.

I tried switching via MFCentral by merging into another fund with a different bank account, but UTI rejected that too(Lazy to Go to CAMS/KFin/Mutual Fund Office to Update Your Bank Account? Try This Hack! : r/personalfinanceindia).

So now I'm down to two options:

1. Physically go to the branch and fill out a form , apparently takes ~3 days to process
2. Just redeem the whole UTI investment and eat the ~3k STCG tax hit

Has anyone dealt with this before? Is there an easier way to update bank details with UTI, or am I stuck picking one of these two?

Thanks in advance!

Recently, I noticed green lines appearing on my laptop display. I tried changing the refresh rate from 120 Hz to 60 Hz and vice versa, but the issue still persists. Could this be a display-related issue? The laptop has no physical damage and has always been kept safely on my desk.

https://preview.redd.it/4xph5765b2jh1.png?width=2564&format=png&auto=webp&s=e478754de80a26488450dd1937eb5fad526ba485

- Got AIR 27 in EAMCET and studied at Osmania Medical College i. 1993-94

- Completed his Internal Medicine training in the US and even represented Pennsylvania in a national medical knowledge competition for 2 consecutive years.

- Worked as an attending physician at Johns Hopkins and Sinai Hospital, teaching medical students and residents.

- Founded UWorld, which is now one of the most widely used exam prep platforms for medical and other professional courses.

- Could have easily settled in the US, but came back to India and entered public service.

- Has declared assets of around ₹5,000 crore, so it's not like he entered politics because he needed money.

- Currently serving as Union Minister of State for Rural Development and Communications.

Looking purely at his qualifications and experience I feel he is a good choice.

It's good to see the nice progress and the work expected to be completed by jun-27.

My wife left her job 3 years ago, and we are now trying to withdraw her full EPF amount.

Her employment history is a bit complicated. She initially worked for one company, which later changed its name and transferred all employees to a new organization. As part of that process, her Member ID also changed.

We had issues with PAN linkage, which took almost a year to resolve. Recently, we submitted a request to merge both PF accounts, and the current status shows "Pending at Field Office."

Today, I noticed that the first company has EPS contributions, but the second company does not show any EPS contribution. Will this create any problems during the PF withdrawal process? Has anyone faced a similar situation?

https://preview.redd.it/3yo1ajlbn65h1.png?width=1458&format=png&auto=webp&s=1f8ed2a782cc1d0e610d20dff5046d8909cddeb9

First it was that shoe company issue, now again with AMCA and Royal Enfield expansion talks. I genuinely don’t understand this reaction.

Tamil Nadu already has:

- Huge industrial ecosystem

- Big automobile manufacturing base

- Decades of stable governments

- Strong support during UPA era with major central portfolios

And good for them honestly, they built it well.

But AP is literally a newly divided state that lost Hyderabad, which was the biggest cash cow. Many promises after bifurcation were never fully fulfilled by the Centre. For years AP struggled without proper compensation/support.

Now finally because of 2024 politics, BJP needs support from AP parties like TDP/JSP and YCP(Indirectly). So obviously AP govt is trying hard to bring projects and investments before the political situation changes again after 2029.

How is that a problem?

If TN loses a project, DMK and TVK should question each other internally instead of dragging AP and calling it “stealing”. States compete for projects all the time. TN itself benefited massively in earlier years when they had strong influence at the Centre.

Why should only already-developed states keep growing while AP should just sit quietly?

Some people talk like they want TN to become China but don’t want neighboring states to industrialize at all.

A strong AP is good for South India too. More industries in AP doesn’t suddenly make TN poor.

Edit: List of Central minister in UPA era from TN(chatgpt)

UPA-I (2004–2009)

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P. Chidambaram — Finance Minister (2004–2008), Home Minister (from 2008)

T. R. Baalu — Shipping, Road Transport & Highways Minister (2004–2009)

Dayanidhi Maran — Communications & IT Minister (2004–2007)

A. Raja — Environment & Forests Minister (2004–2007), Communications & IT Minister (2007–2010)

Mani Shankar Aiyar — Petroleum Minister (2004–2006), Panchayati Raj Minister (2004–2009)

E. V. K. S. Elangovan — Minister of State for Commerce & Industry (2004–2009)

S. Regupathy — Minister of State for Home Affairs (2004–2007)

K. Venkatapathy — Minister of State for Textiles (2004–2009)

Subbulakshmi Jagadeesan — Minister of State for Social Justice (2004–2009)

S. S. Palanimanickam — Minister of State for Finance (2004–2013)

UPA-II (2009–2014)

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P. Chidambaram — Home Minister (2008–2012), Finance Minister (2012–2014)

M. K. Alagiri — Chemicals & Fertilizers Minister (2009–2013)

Dayanidhi Maran — Textiles Minister (2009–2011)

A. Raja — Communications & IT Minister (continued till 2010)

G. K. Vasan — Shipping Minister (2011–2014)

D. Napoleon — Minister of State for Social Justice (2009–2013)

Jagathrakshakan — Minister of State for Information & Broadcasting / Commerce (2009–2013)

Hi everyone,

I’m planning to buy a phone for my mom in the ₹10k–15k range. Initially I found the Motorola G45 to be almost perfect for the price since it offers:

• 8GB RAM
• 128GB storage
• 5000mAh battery
• Clean Android experience

But unfortunately it seems to be out of stock everywhere Amazon, Flipkart, and even the Motorola website. I also checked offline stores like Poorvika and Sangeetha, but no luck there either.

Can you guys suggest the best phone under ₹15k for parents/general daily usage?