What would a true Digital CFO app look like for Indian retail investors?
I keep thinking about this, we have mutual fund apps, insurance apps, UPI apps, budgeting apps, stock apps, and all of them work in silos. But nothing actually behaves like a real CFO who understands your entire financial life together and tells you what you should do next. Save more? Reduce risk? Increase SIPs? Buy insurance? Am I the only one frustrated by this gap, or is this already a solved problem that I’m somehow missing?