Dog Trainer Needed

Dog Trainer Needed

We are looking for a dog trainer to help with impulse control and recall. Our dog is a Dalmation and 3-4 years old (a rescue).

He cannot be around other dogs when on a leash which makes walking him nearly impossible.

We’ve tried one-on-one lessons at the Zoom Room, but he needs better training.

If you know of any legitimate trainers (even if we have to send him away for a few weeks), please pass along your referral. TIA

u/Turrible_basketball — 11 days ago
▲ 22 r/CFP

How do you use Holistiplan? I don't think I get it.

I wanted to add more value add services for my A & B tier clients. I liked the idea of Holistiplan, but I admittedly may not be using it correctly. The feedback I'm getting is that it's kind of interesting, but not helpful. As an advisor I'm not seeing much value either.

How are you using it? What aspects do your clients appreciate the most?

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u/Turrible_basketball — 4 months ago
▲ 8 r/CFP

Osaic as Independent Broker Dealer - Thoughts?

Osaic is aggressively recruiter right now. Does anyone have experience with Osaic whether good or bad?

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u/Turrible_basketball — 4 months ago

Building a raised flower bed

So we are building raised flower beds next to our house in the backyard. I’ve done my google research but would love your practical tips!

One thing I see with conflicting recommendations is when/where to lay the landscaping fabric.

u/Turrible_basketball — 4 months ago

Question: Do all of your tattoos match in style?

I have a very bold half sleeve. I can obviously finish the sleeve, but other than that do you recommend that all tattoos have the same/similar style? Does location (for example leg) change your answer?

If you have mixed styles, I’d love to see.

u/Turrible_basketball — 4 months ago

What’s next?

I got a half sleeve for my first tattoo. I love it. I’m thinking of getting a second tattoo but without getting another sleeve how do you “match” the style of my first tattoo? What would go with my first tattoo?

This was my sentimental tattoo. Now I just want something I like that looks great and possibly cohesive.

I’ve been thinking about the other forearm or a thigh for the location of my next tattoo(s) if that affects your answer.

u/Turrible_basketball — 5 months ago
▲ 52 r/CFP

Client disappointment

I have a client that I’ve worked with for 5-6 years. She’s made incredible progress over that time and has really improved her retirement outlook. That said, she never was near the 80-90% probability of success.

During some recent meetings she lamented about what’s the point in saving, “I’ll never be able to retire.” I pointed out her recent progress, the fact she has reasonable expenses and good savings habits. I told her I don’t lose sleep over her outlook because we will continue to make progress towards her goal.

She recently inherited $700k. She thought this would allow her to retire 5 or more years earlier than her current goal (that she’s currently not on track to achieve). When we plugged her inheritance into the system, she was as on track for the original plan, but can’t retire 5 years early.

She has since taken the position that I was too optimistic. She’s extremely disappointed and blames me for her disappointment.

I’ve model four different scenarios showing her different ways to retire between 62 and 65. Nothing seems to appease her.

How do I reset the conversation in order to move forward? I have enjoyed working with this client and would hate to see her leave.

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u/Turrible_basketball — 5 months ago