u/VahnNoaGala

Disclaimer: I know you should never cash the 401k. That you're better off declaring bankruptcy and keeping it safe, that there's a penalty—all the stuff, I promise. This is just hypothetical. If it helps I am in the US in New York State.

Let's say I wanted to quit my job and cash my 401k. To avoid sliding into a higher tax bracket (for the portion above my current bracket) because of the cashout, would the best move be to:

• quit job at end of the year
• cash 401k at beginning of new year so that my only income so far that year is the 401k, thus keeping the majority of my income that year in a lower tax bracket?

For this hypothetical assume my only income that year will be cashing the 401k.

Am I thinking about this the right way? (yes I know I shouldn't even think about it at all, let me dream)

What does the community think about this? As a new player who's like 100 ladder games in, I still don't know the maps very well and am just guessing at general expansion areas. It's a me problem, I know, but I feel like it doesn't have to be.

This seems like it would be a simple and great quality-of-life change. It won't make a difference to higher level players, but for newer players like me it's night and day coming from SC2. I don't think it would affect the "skill floor" at all, I'd just like to not guess where the expos are without having to spend hours staring at a map.

Don't get me wrong—there's nothing else I want to change about BW, I love it the way it is (played when I was a kid), but this would make the learning and laddering experience significantly better

Species: Dog

Age: 5 years

Sex/Neuter status: Neutered

Breed: Golden Retriever

Body weight: 68lb

History: He ripped a nail off on May 19 2026 (running around in the yard)

Clinical signs: NA

Duration: NA

Your general location: Western New York

Links to test results, X-rays, vet reports etc: NA

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My dog's name is Toby. He ripped off a nail on May 19, which came off completely. He is on antibiotics and painkiller since the day after the injury, he has also been in a cone since then. So it's been a little over 2 weeks now. It is healing well and there are no signs of infection.

My question is: at what point is it safe to take off the cone, where he won't harm himself by licking? At what point is the injury no longer considered an open wound?

I imagine him licking at it is never a good thing, but the nail will take months to regrow--is it really best practice to keep him in a cone for that long?

Our vet said 10-14 days of cone and then monitor him, but when we take the cone off, he does eventually end up licking at the toe. I am sure it's at least itchy, or still hurting him, so I don't blame the big guy. I just wonder how far down the healing process him licking at it won't be cause for concern?

Thank you for any advice.