u/VirtualRisk3403

Purchased ncl care when booking cruise this year and this would be first time utilizing travel insurance to submit a claim. Cruise is a month out, debating difference between going for 100% vs the 90%. Partner has long term chronic condition and has been under doctor care for years but condition has worsened since booking cruise. Im concerned how frustrating and time consuming gathering/submitting paperwork process might be and then to just get it denied.

I had a great PCC in april. When booking she said the 90% would be a refund to original method, minus losing the travel insurance costs. But based on other reddit posts, it looks like the 90% is a future cruise credit. Can anyone confirm? Or do they give you choice of cruise credit or refund? Is there a deadline it has to be used by, cause it doesnt seem like we'll be able to go anytime soon? ​

That same PCC is no longer there so completely open to using another patient PCC rep that might be able to help too. I called ncl care/aon and due to language differences, they just said submit a claim and see what happens. Unless anyone has a direct reliable contact for them where i could ask questions?

My partner has a unpredictable spinal condition, some good days and some bad. She can walk short distances but struggles after awhile. Doesn't use walker or wc on the regular but Im thinking going back and forth on the long ship and long ports might be rough. Are there electric scooters or wheelchairs available on ship to rent if she would need? Or is that something I need to reserve in advance? Or do we have to bring with us?

My partner is essentially disabled, has periods of good and bad. Apparently we're still in the bad phase. Thought he'd be better enough to travel for our cruise in aug but as of now he is not. Trying to figure out if i have any options now, am I able to move the dates to next year with no fees? Never done that before so not sure what to expect for pros and cons. We also have vibe and ncl travel insurance. Would those stay/transfer to the next date?

Will KU go on sale during upcoming prime days? First time using it so I dont have a history of knowing if so.

Just found out about direct selling access and on the wait list now. Have done the poshmark thing and wasted a lot of time so really interested to try this out before I give up and donate all these super nice nwt clothes just to make space in my house.

Once you joined the wait list, how long did it take to get approved? Does it matter if you are a VIT or not?​ Can you only list using the app? I hate having extra apps if not needed.