This is a portfolio possibility I’ve been considering for my IRA. It’s currently set up with a high exposure to semiconductors. I have a separate 401k that’s pretty much the Vanguard 2040 target retirement, but as separate mutual funds.
Basically, to get the pictured portfolio, I need to sell SOXQ and DRAM to make this, plus buy QUBT to get it to 5%. What are your opinions?
A potato dish with some shredded cheese, 3 to 4 strips of diced bacon, green onion tops and a dollop of sour cream or Greek yogurt. This is a 12” cast iron skillet but you can scale up or down as needed.
Simple but really good. I like onions.
A struggle to buy it, and a struggle to eat it. Just hurts with three days of losses. We’ll persevere and get thru it.
The only thematic ETF I have left is DRAMM. I still think something will pop here before they figure out the tightness in memory chips - whether that's to increase supply or re-engineer the products to need less chips (which I doubt happens). But probably for the next year or so memory will be tight. We'll see where it goes. Still up 16% on DRAM. DTCR I sold and netted 11% gain from the original purchase.
I've owned VGT for awhile now and have a number of cheap shares from before the split. Still bullish on AI, and I think VGT will capture a good portion of that still. I also have a big chunk of VUG which adds in Google, Meta and Amazon.
Out of curiosity I asked for its advice. Pic 1 is for a stand alone IRA. Pic 2 is recommended IRA portfolio given the investment breakdown, current age and retirement age goals (62 and 65).
Different from what I expected.
Could be good - or bad.
One onion, one bell pepper and 12oz to 16oz of pork cut from a pork loin that was on sale. Cup of rice with water and some chicken bouillon if you have it. Sauce was 2 parts honey, 1 part soy sauce, 1 part water. No honey? Mix soy sauce, water and sugar to taste, add a cornstarch slurry to thicken and add sugar and salt to taste. Add peanuts for extra crunch if you want.
Dessert is just peanuts and semisweet chocolate chips. Both can be found on sale despite people saying otherwise when I tried to post an inexpensive treat.
Looks like today will be a rough ride if you follow that which I will no longer mention.
Cheap and tasty treat for when you’re working towards goals to get the finances sorted. We’re gonna be okay.
Markets are up today, but we must still hold to the plan to eliminate debt to achieve financial security. We’re all in this together! This is cheap - lunch or dinner.
Split the portfolio between a covered call fund (or STRC), SMH and DRAM. Use the monthly income to fund your SMH and DRAM purchases.
...but I ultimately cashed out during a downturn last month and switched over to SOXQ. Between SMHX and SOXQ, I'm up roughly 38% - 40% for the year. The only reasons why I exited the etf were 1) Trading volume was low and 2) Despite the gains I kept seeing net outflows from the fund.
I liked the idea - just didn't like how it remained stuck in less than $1 billion AUM given it's been around for a year. Why so unpopular? That caused the low volume which IDK - doesn't seem right given it's tracking the hot commodity stocks.
I have 2 retirement accounts. My larger portfolio is my 401k and is currently invested across a number of mutual funds that is very similar to a Target Retirement fund. This is my set and forget (except for the annual rebalance).
My 2nd account is an IRA that was a rollover from a previous employer. It's smaller and several years back it was converted into a brokerage account with the same provider for the 401k plan. Still an IRA, but this is where I do all my ETF and individual stock investing. I take a much more aggressive approach here with the following: VUG, VGT, VEXC, DRAM, DTCR, SOXQ and one individual stock (QUBT).
I assume most do similar and have a larger "traditionally invested" vehicle and a smaller more aggressive vehicle?
My investments took a beating today - tech heavy ETFs. Oh well, hoping for better days ahead!
Can’t afford fast food prices, so burger at home. More or less McDonalds at home.
Full disclosure: I'm not an investment professional and I am not a day trader with the high tech trading platform nor the hardcore premium securities screeners like Seeking Alpha. So take my comments with this in mind.
I've been reading some articles on whether I should increase my exposure to GOOG and META, and if I want to go that route then I'll do so with ETF's. I thought the slam dunk ETF to accomplish this would be MAGS - thinking that with only 7 equities it should be a slam dunk. HOWEVER, I was quite surprised to discover that it holds roughly 40% of the fun in bonds (!!!). IDK why, but it really surprised me. It goes to show you that despite all of the marketing to invest in boutique offerings in the ETF world...there's still an awful lot of old standby traditional strategies underlying many of these funds.
I compared VUG, MAGS and TOPT with a free ETF comparison tool on the web and was surprised to see that MAGS was the best performing one of those 3. Surprising considering it's a 60/40 balanced fund at its core. I own VUG and I'm content to stick with it since it complements other ETF's that I have in my IRA - and I have zero plans to buy MAGS or TOPT upon doing my investigation. I have zero issues with TOPT or MAGS - but not worth redoing an existing portfolio just to try to fit one or both into it.
Bottom line was the surprise in seeing some old "rule of thumb" strategies being used in a "boutique" style ETF.
Markets did great today. Bulls ran today and our 401k’s and IRA’s are growing! As we work to get debt free and $1 million+ net assets - let’s eat frugally!
Trying to branch out and get more creative with tinned fish.