u/Wroisu

So I’m in my early 20s and I lost my job a year and some change ago, I have no income and nothing to my name currently - however I did have a car gifted to me that is worth ~20,000$ USD.

My current plan is to sell the car and get most of its value back, I’m expecting something between 17 and 19k. I still need transport so I’m planning to buy a 600cc motorcycle + gear and the courses needed to ride. that will set me back about 12-13k I’m assuming.

with what’s left over I plan on getting some personal enrichment items and then putting the actual amount left over in a savings account. What would be the wisest thing or things to do with the cash left over?

A stagnant UBI alone would still dystopian if advanced AI and robotics make extreme abundance possible, it’d end up being a pittance check.

If a future AGI powered economy generates unprecedented productivity, but the average person only receives a fixed survival stipend while a tiny ownership class captures nearly all of the gains, then we haven’t solved the problem we’ve just stabilized techno-feudalism.

The goal shouldn’t merely be “prevent starvation after mass automation.” It should be ensuring that the productivity gains of machine civilization raise the material floor for everyone dynamically.

In other words, as automated productivity scales, baseline human purchasing power and quality of life should scale with it.

Not as charity. Not as welfare, but as a kind of basic human inheritance entitlement derived from humanity’s collective scientific, cultural & technological development that made those systems possible in the first place.

A static UBI could still trap people inside artificial scarcity while machines generate near post-scarcity levels of output.

& critically, distribution mechanisms shouldn’t become fully centralized digital chokepoints either. People should still have decentralized means of exchange and participation that preserve autonomy, privacy, and resilience outside purely corporate or state controlled platforms.

UBI is only the first step. The real question is whether automation leads to managed dependency under concentrated ownership, or distributed abundance & genuine post-labor agency… something more akin to a protopia rather than a dystopia or a utopia ( which quite literally means nowhere)

A stagnant UBI alone would still dystopian if advanced AI and robotics make extreme abundance possible, it’d end up being a pittance check.

If a future AGI powered economy generates unprecedented productivity, but the average person only receives a fixed survival stipend while a tiny ownership class captures nearly all of the gains, then we haven’t solved the problem we’ve just stabilized techno-feudalism.

The goal shouldn’t merely be “prevent starvation after mass automation.” It should be ensuring that the productivity gains of machine civilization raise the material floor for everyone dynamically.

In other words, as automated productivity scales, baseline human purchasing power and quality of life should scale with it.

Not as charity. Not as welfare, but as a kind of basic human inheritance entitlement derived from humanity’s collective scientific, cultural, and technological development that made those systems possible in the first place.

A static UBI could still trap people inside artificial scarcity while machines generate near post-scarcity levels of output.

& critically, distribution mechanisms shouldn’t become fully centralized digital chokepoints either. People should still have decentralized means of exchange and participation that preserve autonomy, privacy, and resilience outside purely corporate or state controlled platforms.

UBI is only the first step. The real question is whether automation leads to managed dependency under concentrated ownership, or distributed abundance & genuine post-labor agency… something more akin to a protopia rather than a dystopia or a utopia ( which quite literally means nowhere)