u/YesterdayAgreeable

I made a payment to Klarna for a purchase I made previously. The only option to pay I got was through a Wire Transfer, so I did. Now, the money was debited from my account last week, now it’s almost the end of the next week and the payment is processing for over a week on their side, which I find weird because I was told by them that the processing is made by an automated system. Is it normal to wait this long? What if I send a payment 5 days before due date and they don’t manage to process it, will I be charged with late fees? I am just asking because if I am required to send a payment 10 days before due date then I might not use them at all.

I bought some collector games for my collection. I specifically asked the seller about the authenticity of said games and he told me they were. Shipment arrived and lord behold, they were fake. So, I contacted the seller about, and he agreed to refund me if I send back the 4 games. I opened a return case on eBay, got a label and sent it. 4 days later, I receive a message that out of the 400€ I paid I will be getting 27€ back. So I messaged the seller and he not only started ignoring me, but also opened a case for the reason that the item hasn’t arrived in the same condition he sent it in, which I know is false since I not only shipped them in a casing the seller sent them in, but I also wrapped everything in bubble wrap. Now I received a message that eBay agrees with the seller and I won’t be getting back anything at all. I sent an appeal, provided screenshots of conversations and photos of the games when they arrived at my doorstep. The seller lives and owns a game store a 1 hour drive away from me, so I thought about clearing things up in person, however I don’t want to do this in case he can use it against me or whatever. So, have I done the right thing up until now and what should I do next? 400€ isn’t the end of the world, however I could use the money to expand my collection.

I bought some collector games for my collection. I specifically asked the seller about the authenticity of said games and he told me they were. Shipment arrived and lord behold, they were fake. So, I contacted the seller about, and he agreed to refund me if I send back the 4 games. I opened a return case on eBay, got a label and sent it. 4 days later, I receive a message that out of the 400€ I paid I will be getting 27€ back. So I messaged the seller and he not only started ignoring me, but also opened a case for the reason that the item hasn’t arrived in the same condition he sent it in, which I know is false since I not only shipped them in a casing the seller sent them in, but I also wrapped everything in bubble wrap. Now I received a message that eBay agrees with the seller and I won’t be getting back anything at all. I sent an appeal, provided screenshots of conversations and photos of the games when they arrived at my doorstep. The seller lives and owns a game store a 1 hour drive away from me, so I thought about clearing things up in person, however I don’t want to do this in case he can use it against me or whatever. So, have I done the right thing up until now and what should I do next? 400€ isn’t the end of the world, however I could use the money to expand my collection.