u/YouBuyMeOrangeJuice

CREDIT PROFILE

* Current credit cards you are the primary account holder of:

* Discover it $4,600, 11/2024

* US Bank Altitude Connect $12,000, 5/2026

* FICO scores with source: TransUnion Fico 9 754 (from Discover)

* Oldest credit card account age: 4 years 9 months

* Cards approved in the past 6 months: 1

* Cards approved in the past 12 months: 1

* Cards approved in the past 24 months: 2

* Annual income $: 90000

CATEGORIES

* Ok with category-specific cards?: Yes

* Ok with rotating category cards?: Yes

* Estimate average monthly spend in the categories below.

* Dining $: 150

* Groceries $: 350 (Mostly Aldi, so Amex acceptance is iffy)

* Gas $: 0 (I take transit and pay it on a pre-tax card from work)

* Travel $: 50 (I do 2-3 round trip flights a year, usually stay with friends/family)

* Using abroad?: no

* Other categories or stores: taking on phone and Internet from my parents, I expect about $40 each, and I hope to bundle them (through Spectrum most likely, so it will probably code as home Internet)

* Other spend:

* Pay rent by card? No

MEMBERSHIPS & SUBSCRIPTIONS

* Big bank customer: US Bank

PURPOSE

* Purpose of next card: Cashback

* Cards being considered:

AAA Daily Advantage

Aven 6% Groceries

Wells Fargo Autograph

CapitalOne Savor

ADDITIONAL INFO

New to the credit game, trying to plan to complete my card lineup, just hoping to maximize cash back/points with one or two additional cards. I never carry a balance. Grocery is by far my largest category, but restaurants may go up to be similar (trying to get into the dating game too :D).

So far I'm leaning towards Aven 6% on groceries + Wells Fargo Autograph, if I can get approved for those. What do you think my chances are?

Also, anyone with Spectrum Mobile know how it codes on Wells Fargo? Do you get the 3% cell phone category on the Autograph?

Finally if I do go for the Aven and the WF, is there a good order to open them in? Does it actually matter?

Thanks everyone!

I get my prescriptions through a mail pharmacy and they're shipped on UPS. I've never had a problem before, but this month, at least three times, UPS has refused to deliver my package. Apparently the driver is saying it's not safe to leave it at the doorstep of my apartment. This is despite the fact that that's what they've always done and it's never been a problem, and the pharmacy instructed them to leave the package if I wasn't home.

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This is Astoria, it's not a bad neighborhood, my building has cameras and a gate, nothing's ever been taken here. And it's a tiny package. But I can't be home to receive packages during the day and I need my medicine, I'm so frustrated.

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Anyone else experienced this? How do I get UPS to deliver again?