u/Yourlocalguy30 — reddlx

Millennials: are you expecting an inheritance?

35 yo married millennial here. I've come across more and more articles about the supposed "great wealth transfer" as the boomer generation's wealth passes to their GenX and Millennial children. My parents and their siblings (boomers) all received inheritances when their parents, my grandparents, passed away. The boomer generation's wealth accumulation is one of the largest in history, however, I also find it highly unlikely that I or many of my peers will actually inherit much. Despite having received inheritances from their parents, and having 40+ years in the workforce, most of my parents' "wealth" is tied up in their home value, not actual liquid assets- and I already expect that whatever they make on an eventual home sale will have to go directly to downsizing costs and whatever long-term care they will need as they get older. Hell, even my dad used to joke that the only thing we'd inherit was debt. As I've gotten older, that comment has infuriated me more and more.

Now before someone cuts in with the "entitled millennial" comments, I have absolutely no need for an inheritance. I've worked my ass off to make sure that my kids and I are positioned better in life than I was when I entered adulthood. What I mean by that is I started saving for retirement early, setup 529 plans for my kids almost as soon as they were born, and made lifestyle and career sacrifices to ensure our family isn't "nickeling and diming" our way through life.

I'm just here curious to know how many millennials actually expect to have something passed down to them, or if they feel they are in the same position I am.

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u/Yourlocalguy30 — 15 hours ago

▲ 22 r/AskLE

Does your agency support officer physical fitness?

I've worked for two agencies in my 9 years as a cop. The first (city agency) provided a gym and encouraged officers to exercise. I often worked out on duty during slow night shifts and it was great. I was in the best shape of my career. The second agency that I've been at (county agency) is adamantly against any kind of fitness program- no gym or fitness center, not allowed to work out on duty, not even allowed to clock out and workout at gyms in the jurisdiction. Was told it's too much liability to support a fitness program as any injuries resulting from it could fall back on the agency.

Just wondering what other's experiences were with their agencies as far as their fitness programs (if any) are.

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u/Yourlocalguy30 — 1 month ago

▲ 2 r/Roofing

Roof replaced, but leaking in the same place as before!

During a bad rain/wind storm a few weeks ago, I had water coming into my living room (vaulted ceiling) in an area that was down hill from my chimney (first picture, area of red circle). Had a roofer come out and we decided to replace the roof and a good bit of the OSB board underneath because the board was warped and saturated from moisture intrusion. He also replaced the flashing around the chimney.

Fast forward barely two weeks. Another bad rain/wind storm blows through. Water is now coming in through the ceiling even worse than it did before, and in the exact same spot. Losing my mind, I tear down the entire section of ceiling in the first picture to see where the water is coming from. Picture two is a photo I took above the fireplace, almost directly under the newly flashed area of the brand new roof.

The roofer was notified and is coming back out, but in the event that the flashing is good, what other problems could I be looking at here?

u/Yourlocalguy30 — 1 month ago

▲ 25 r/AskContractors

Common for block foundation to have moisture intrusion? (North East - USA)

My first home had some moisture and effervescence on the basement block walls when I moved in. I'm currently looking at buying another home, and on the walkthrough, found that there is similar staining and effervescence on the basement block wall of this home too.

Is this common for block basements or is this a serious cause for concern?

(Photos are of the new home I'm looking at)

u/Yourlocalguy30 — 2 months ago

▲ 1 r/hvacadvice

How old is this system?

Looking at buying a house, but the HVAC system looks aged. I apologize up front, I realized after the initial walkthrough that I should have just grabbed serial numbers off the units and saved myself the trouble of asking. The house was built in '98, and I'm leaning towards this being original. What are your thoughts?

u/Yourlocalguy30 — 2 months ago

▲ 4 r/drywall

What's the best way to fix/ patch these drywall marks?

Looking at purchasing a home and on the walk through, found several walls with these gouge/chip marks in the drywall. What's the best way to patch these?

u/Yourlocalguy30 — 2 months ago

▲ 88 r/Decks

How did my deck guy do?

Some background- My deck came with the house. I think it was probably 10 years old minimum at that time (2019). The previous owner built it, so quite honestly, I have no idea if he ever had it inspected or if it was up to code. I did have a home inspection done when I bought the house and nothing was said about the deck. Fast forward 7 years, my deck was getting older and the deck boards were in rough shape. I had someone that was recommended to me evaluate it and he determined that the frame was still mostly in good shape, so he could replace the decking, install new rails and just replace/beef up parts of the frame as needed. I settled on Trex, and additionally requested that he build a new set of stairs down to the ground. I'm not an expert, but overall I'm satisfied. My only concern is that the sections of railing at either end of the deck have some flex to them. From underneath, I could see that he replaced the old worn out rail posts, but notched them in order to make them fit in the frame.

Edit: I was informed that he still plans to reinforce the "beam" that the joists are resting on. He's also still pouring a concrete landing at the bottom of the steps.

u/Yourlocalguy30 — 3 months ago