u/abr_82

Apologies up front if this has already been asked, but I’ve searched “newbies” info and cannot find a simple guide to the smart combinations of ownership regarding simplifying the overlap of vanguard index funds. Such as “if own VT no need to own VOO and VXUS together” or “if only owning VOO you’re lacking VXUS”…I’m sure I’ve missed it on here. I just get lost in the recommendations and was wondering if anyone has something like that already compiled?

I know this is basically sacrilege here but I come in peace… I need to sell a portion of my holdings for some cash for the next couple of months. Portfolio looks like this: VOO 53.4% of portfolio up 10.5% gains; VT 11.7% up 9% gains; VXUS 34.8% up 8.2% gains.

If I had to liquidate portions or all of one, which would you liquidate and why? Appreciate any help!