u/anxiousvater

Ich fahre nicht oft mit dem Zug, und wenn doch, dann meistens in Richtung München.

Heute ist mir beim Ticketkauf über die DB-App ein Fehler unterlaufen. Ich habe eine Tageskarte für 17,50 € gekauft, die für die Zonen 1–7 ab Rosenheim gilt. Ich war davon ausgegangen, dass ich damit auch innerhalb der Zone M fahren könnte, da ich das Ticket über den MVV-Tarif ausgewählt hatte. Die Kontrolleurin erklärte mir jedoch, dass das Ticket nur bis Grafing gültig sei, und veranlasste mich dazu, ein zusätzliches Ticket für die Zone M zu kaufen (was weitere 12,10 € kostete).

Ich bin ihr dankbar, dass sie mir den Unterschied freundlich erklärt hat, anstatt ein Bußgeld zu verhängen. Wenn ihr nach München fahrt, kauft am besten das Ticket für 20,50 €, das die Zonen M sowie 1–7 abdeckt – die Zone M ist dabei wichtig.

Viele von euch haben zwar das Deutschlandticket, aber dieser Hinweis richtet sich an Gelegenheitsfahrer wie mich.

Ich hoffe, das hilft weiter!

Hi Everyone,

Firstly, I empathize with all of you, I personally know how traumatic it is. My uncle (56) was diagnosed with Lymphoma sometime in 2022, he underwent chemo & it went into remission.

Unfortunately, early this month he experienced symptoms of sleeplessness, night sweats, itching & tiny tumors around armpits & lower abdomen. The doctor says the cancer relapsed. Tests were taken & treatment will be finalized in a few days.

I have not spoken to him as I just got to know from my parents(he intends to keep this things private & I respect that). I would like to know what is the likely response for this kinda relapse? I know this very much depends on the kind of cancer/treatment options but would like to have generic perspective from you people.

As per my parents,he is a bit scared of undergoing another chemo as it had severe physical & psychological impact on him.

I wish you a happy, healthy life & thanks in advance.

I don't live in India & the last time I visited here was in January, 2024. I know I had to keep my Indian mobile number recharged but somehow forgot, was deactivated & handed over to another customer in another state.

I went to a nearby SBI branch in Karnataka to update my mobile number, I was told to visit the home branch. I went there on Monday, gave Aadhar card + pan card & submitted a form requesting the mobile number change. I was told to submit the form with a copy of the passbook (I didn't have one) & a pass photo (why passphoto is beyond my understanding). I didn't have a passbook with me, so I resubmitted the form by ticking another box to reissue a duplicate passbook.

Subsequently, I was sent to 5 different counters (repeatedly) in the span of 5 hours to get this update done. I honestly thought that was the end but it was not the case. They f**king locked by Internet banking out of the blue. Initially, I was told that when the mobile number is changed, the system locks the account for 24 hours & then I will be able to use it. But, that's BS as the portal never allowed me to login, when I called customer care I was told I must visit the home branch again (this is another horror).

I lost patience, searched for the debit card, and withdrew all the money from the nearby ATM (at least the mobile number update helped me to set the PIN). I would never step inside this shitty bank again, I really don't care what happens to this account. I have huge respect for their customers & mountains of patience.

On the other hand, HDFC NetBanking was so smooth, detailed documentation & damn easy to use. It was my mistake to rely on SBI. If you lose your mobile number, it will be miserable. You will spend days sorting up banking.

First time I am reading something like this. I feel sorry for him.

Derzeit zahlen wir (35M, 31F) monatlich 3.252 €, der Zinssatz liegt bei 4 %. In den letzten drei Jahren haben wir jedes Jahr 5 % Sondertilgung gezahlt, da wir eine höhere Fremdkapitalquote hatten (fast 95 % des Immobilienwerts). Jetzt liegt sie bei etwa 84 %. Wenn wir keine zusätzlichen Zahlungen leisten, würde die Hypothek im Jahr 2033 (Die Laufzeit dieses Darlehens endet) bei etwa 370.000 liegen.

Wir könnten uns die Sondertilgung problemlos leisten, aber meine Kollegen raten mir, in ETFs oder Aktien zu investieren. Was haltet ihr davon? Sollte ich weiterhin Tilgung leisten oder lieber in etwas anderes investieren?