u/arager94

I'm 31 F living in Vancouver. I earn roughly 100k a year and am about to inherit about 400k. Information about my current financial situation:

- I am a renter looking to buy in Vancouver in the 800-900k ball park and am willing to put $250k down

- I have 35k in student loan dept that I do not pay interest on

- I have 10k in a savings account

- $6600 in FHSA

- $28k in rsp's

- $4k in TFSA

- no credit card debt

Looking for advice!

EDIT: My wife also makes 140k a year and will have full pension when she's 53. We are looking to have a family in the next year or, we plan to stay in Vancouver for the foreseeable future so long term buyers. We are also looking at 3 bedrooms which is why our range is around 800-900k.

EDIT 2: It seems like everyone has a lot to say about what I currently have saved. I just entered my career 2 years ago. Before that I was making 50k a year. I saved 25k to put myself through school in 2023. I am planning to have a family or be pregnant by next summer hopefully. Our rent is $2400 total. We live in a 1 bedroom. We will have to move within the next 1-1.5 years. I am OPEN to renting for another couple years and no I do not want to leave Vancouver to buy cheaper. I also do not lose sleep over my 35k student loan debt.

Hi, daughter here (31f). It's late and I can't sleep. I've been crying for 3 days straight. My mom (64F) was diagnosed with an unstaged ovarian cancer after her tumour had ruptured during her ovarian removal surgery 2 years ago. She started chemo as soon as she could and was in remission around 6 months later.

Less than 1 year later she started experiencing bad abdominal pain again and was due for her cancer check up soon. September 2025 she was diagnosed with mucinous ovarian cancer soon after, stage 4. She is terminal and it has been a very challenging diagnosis. I live on the other side of the country, we have a complicated relationship but I am trying to be there to the best of my ability. She had to pause chemo for a few months due to platelets not being high enough, after 3 months without chemo the cancer had spread to her liver. She was able to start chemo again and had completed 3 rounds without interruptions.

I fly home a couple weeks ago to be with her during her chemo treatment and just spend time with her. It was hard and emotional. It's tough seeing her in so much pain, seeing her high as hell on Dilaudid, seeing her have panic attacks because she's so scared of dying. It breaks my heart. It is completely out of my control and I wish there was something I could do.

Two days ago I got a call from a family friend that she had to call an ambulance for my mom because she wasn't making any sense, slurred speech, disoriented, crying over the phone. She had just come back from her CT scan to see if the cancer has progressed, took a nap and had a massive stroke. I can't believe what is happening. I was supposed to go to London, UK on Monday for a 10 day trip with my fiance and a some of my best friends. I have had to cancel this trip and will be flying home to spend time with her. I was able to finally FaceTime her today and she can't speak, she has facial and right arm paralysis.

I am a mess. I feel broken. Devastated by the reality that is my life and her life. I am supposed to get married in 4 months. Everything has progressed so quickly since September. My entire life feels like it is a living nightmare. The last 2 years have been consumed by mom's cancer diagnosis and the guilt of being so far away from her and the only child (my brother passed 13 years ago to an OD). I never could have imagined going through so much loss at this age. I am grieving her and she is still here but barely hanging on. I wish for her to die so her suffering can end and she can be with her son on the other side. I love her and always will.