u/bonedoc871

Our car arrived at the dealership a week ago. Full payment was processed yesterday. No communication from the dealer at all. Called up today and I’m told that it will be another week at least. Apparently they are delivering 80 7Xs and there is only one computer which takes 8 hours to update software one vehicle at a time.

It seems Zeekr Australia and dealers are great at taking deposits for a car that sells itself but they are incredibly unprepared to actually deliver and service a high tech EV.

More evidence for the ‘she’llberight’ crew that everything is ok until it’s not ok.

Pay a little bit extra for a good charger from companies that don’t fake RCM compliance. It’s not worth having insurance not cover your car and your house from one incident.

https://www.facebook.com/share/p/1EHpYj7EPV/?mibextid=wwXIfr

39M 450k pa new promotion doubled income
34F 50k pa (on mat leave)
2 small children and likely a 3rd next year

PPOR $1.7M conservatively
Mortgage $760k
Offset $120k. Should be fully offset in 5 years

Super
39M - $395k. Package pays $45k pa into super
34F - $85k

Trying to figure out if it makes a difference in the long run if my wife salary sacrifices into super to kickstart compounding or if we should just direct her lower income into the offset.

I’m also a bit unclear now on how to best build wealth outside super with the new CGT changes. The plan was to buy EFTs. I’ve never been interested in taking on the stress of IPs or debt recycling.

What is everyone else thinking?