u/burgerchomperz

I’m talking about OLAs. I’m sorry, I was supposed to post this somewhere else. 😅

Hello, I took some loans to help my mom provide for us, but she’s now struggling to help me pay it off. We have an overdue loan for one day, and I know I can just ignore the calls and texts until I find enough money for repayment, but I’m worried if the people in my contact list will be bothered by the agents too. Someone please answer, thank you.

We’ve been going through a tough time lately because of our financial burdens. I try to help my mom out as much as I can, mainly by applying for loan apps to lighten her burdens a little. But we both know that it’s not doing much, and we’re reaching a point where we’re both getting hopeless. My mom is our main provider, while my father is just… there. I don’t know what made him so convinced to believe that he’s no longer capable of getting a job. He was sickly, sure, but he has many skills that he can make a profit from. Whenever he needs money, he’d do simple tasks for other people like repairing appliances and cleaning their ACs. I wonder if he never thought of working again for us. For our family. He helps out in our small business, but it’s definitely far from enough. He lets my mom carry most (if not all) of our problems. He expects my mom to hand him money whenever he lays his hand out, as if we’re not struggling already. I remember when a debt collector came demanding for payment and my father happened to be there, the debt collector told him to pay up. My father’s reply? “Bakit ako? Hindi ko naman utang ’yan.” Hindi mo na nga kayang maging ama, hindi ka pa bumawi bilang asawa. I despise him.

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And because my mom can’t really rely on my father in any way—especially financially and emotionally, she relies on me for help. As the eldest daughter, I’ve always been in this spot. And I’m getting so, so, so sick of it. I have about 14+ active loans, and my mom is struggling to pay them off. I’m 18, an incoming first year college student, and I failed to find a job during my summer break, so I can’t really help much in paying it off aside from helping out in our shop.

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I want to say so much more and get rid of everything that I’ve been bottling up inside, but I’m scared that he might piece the bits of information together and find out that it’s me. I really just don’t want to be far from my mom. He can’t take care of this family. I don’t want to be left alone and take on their roles. If anyone has to go abroad, I wish it’s him. I wish it could be my father. So that for once, he can actually be deserving of that “father” title.