

Today I party like a loserM. Sips, sonnets and goan fish curry.
All prepared by me. Cocktail included.


All prepared by me. Cocktail included.
Have to buy a gold set. Confused between the two
The smaller one is. 72 gms with 25 % making charge and 2nd one is 126 gms and 29% making charge.
72 gms will work out around 11lacs
126 gms is around 21 lacs.
Brand is tanishq.
The pendant of the 126 gms is detachable.
Both are 22 karats.
But here we go.
I already have a home loan of 70 lacs for which I will be paying 60k emi next month onwards. Now this flat is going to be used for business so my existing rent of 27500+ 14500 will offset this emi soon.
I used to pay 35k emi on car which is over, had to let go of an employee 30k due to personal reasons, plus I was paying 50k home loan(now 60k due to final disbursement)
Going through difficult payment cycles. Clients not paying on time and huge delays. I am very disciplined with vendor payments.
My calculation is with 35k car loans over, 30 k employee savings and 42k rent getting over. Should I go for a property worth 2.64 to 3 crs. I can put everything i have in liquid assets upto 70lacs from my own sources and go for a loan of 2 cr. The payment terms stretch over 4 years so the initial loan won't be much.
Should I go for it if I was spending over 1 lac pm in expenses that are going to reduce?
This property in my reading will be worth 5 cr by the time possession starts.