u/cigarcrab

I’m new to this sub. How does one download excel for mac for free?

I’m a young male entering his 30s with daily neck pain. I have to scrouch my neck backward with a slight tilt facing up numerous times a day.

I’ve had neck pain from before but now I feel like it affects my day to day to which I think it’s not normal anymore.

I have some back pain too but my neck pain is definitely affecting me more.

Has anyone else had this? If so what helped you relief this pain?

Is there anything that can be done about it?

Side note, I consider myself relatively healthy. Have been doing sports (gym and other physical activities) all my life. But never had any injuries or fractured/broke any bones. Besides once 10 years ago when I ego deadlifted and hurt my back (which took me 1 week to recover from). But ever since I stopped ego lifting and am conscious on not doing activities that can hurt my back.

I’m a young healthy male, and am going with the 2500.- deductible.

I am filtering the insurance options via primoinfo.admin.ch as recommended by the people here (thank you btw). I selected open to all insurance models.

Now I see a huge list of different insurance providers with similar ish price points (with a ~25chf/m) price difference.

Although from the complete cheapest one to let’s say the 25chf/m more expensive ones, one would still save 300chf per year.

So I’m questioning is it worth it going with the cheapest one?

Or are there key insurance providers that are worth paying sightly more for? If so which ones are they, and why (would be thankful to know)?

And if you had a bad experience with a certain insurance provider, it would be useful to understand these too.

What are the key things you wish you knew before investing into your pillar 3a?

I’m planning on contributing to my pillar 3a for the first time, and plan to maximize it.

I’m not sure if I will retire in Switzerland or if I will move out in 5 to 10 years. Not sure if this plays a role in the decision of contributing to pillar 3?

What are the key recommendations on this topic? And what things should one be aware of to not turn this into a costly mistake?

I have a lot of people recommending Finpension and VIAC.

I just moved to Switzerland and need to get a health insurance. Is there any company in particular you suggest or any particular type of plans? (although I know this depends on the person needs…) I’m a healthy male in his late twenties so I’m thinking the most basic plan will do?

Is there anything in particular in I need to be aware of before signing up or any tips you would’ve done different going back in time?