r/askswitzerland

Hallo zusammen,

ich (32) habe zwölf Jahre Berufserfahrung im CNC-Bereich und bin seit einem Jahr Teamleiter einer CNC-Fräserei in einem Maschinenbauunternehmen in der Ostschweiz (Region St. Gallen).

Ich leite acht Mitarbeitende, plane die Fertigung und richte und programmiere auch selbst CNC-Maschinen, einschließlich CAM-Programmierung.
Welche Jahresbruttolohnspanne inklusive zusätzlicher Monatslöhne haltet ihr für diese Position für angemessen?

Danke für eure Erfahrungen und Einschätzungen

I really need someone that know things about working in Switzerland explain for me about all the deduction in my girlfriend's salary.
Her gross salary is 3,409.15.- , but she recently received the paycheck for 2,553.75.-, meaning almost 900.- deduction.
I have listed down all the deduction and here are all the things:

• AHV / IV / EO: 180.70
• ALV (unemployment insurance): 37.55
• Krankenversicherung: 35.90
• Unfallversicherung: 61.25
• Berufliche Vorsorge:84.30
• Quellensteuer: 176.25
• LGAV contribution: 49.50
• Kleiderdepot: 50.00
• Verpflegung: 180.00

According to her contract, the 13th-month salary is supposed to be paid monthly at the rate of 8.33%. When she brought this up to her boss , he said they will only pay the 13th-month salary after 3-month probation period (Probezeit). Is that normal or allowed?

There is also a 180.- “Verpflegung” deduction for food. She works in the kitchen and apparently isn't allowed to opt out of the meals. When she asked about it, the boss basically just responded 🤷🏻‍♂️

Other coworkers have the same problem as hers, received around 500 to 900 deduction in paycheck so she's not the only one.

I never work in Swiss before so I don't know anything about all the deductions in paycheck and she said that she never got this much amount of deduction either. I really want to know if these are normal in Switzerland, especially the 180.- food deduction and the 13th-month salary arrangement? Is there anything here that we should ask the employer about?
Thank you all for reading my post. Any help would be greatly appreciated! 🙏

I have spoken with a number of Swiss people and non-Swiss people living in Switzerland. All of them expressed dissatisfaction with the healthcare system saying that it is overpriced and unfair. They highlighted how the system is inefficient and there are perversed incentives in place where doctors are the ones benefitting the most at the expenses of the population. It is also clear from statistics that Switzerland has one of the most expensive healthcare system per capita in the world. Given the fact that Switzerland is a direct democracy, why do Swiss don't mobilize to change the system in their favor?

Hello, I just moved into my new apartment and I found pantry moths in the kitchen. I am killing 20 of them per day. And the rate is not going down. During the reception of the key, I told this issue to the agency who was managing the rental, as I noticed the corpses of the moths everywhere. They told me that everything will be fine and that they are going to arrange the exterminator. It has been almost 7 days and still nothing. I noticed that they did not mention anything of this in the report in which they describe the state of the apartment at the beginning of the rental. I am relatively new here so I don't know how to proceed. I know that I have 10 days to express all my unconformities but I am afraid that If the problem of the pantry moths is not written somewhere I will have an infested apartment legally under my responsibility. Should I present my unconformities by email or should I make it official with a recommandé lettre? Shall I demand a compensation? I still cannot use the damn kitchen as I am still expecting the exterminator to come and find the nests. What happens if this problem cannot be solved right away? They should have solved before daring to rent the apartment. I am frustrated and a bit scared.

Ich arbeite aktuell im Bereich Finanzberatung und bin noch relativ am Anfang meiner Karriere.

Mich würde deshalb ehrlich interessieren, wie ihr das Thema wahrnehmt. Was sind eure bisherigen Erfahrungen mit Finanzberatern? Was müsste ein Berater machen, damit ihr sagt: „Okay, diese Person bringt mir tatsächlich einen Mehrwert“?

Ich beschäftige mich unter anderem mit Themen wie Vorsorge, Krankenkasse, Versicherungen, Budget und der allgemeinen finanziellen Situation.

Mir ist bewusst, dass Finanzberatung teilweise einen schlechten Ruf hat – gerade weil sich manche Gespräche sehr verkaufsorientiert anfühlen. Genau deshalb interessiert mich, was euch bei einer Beratung wichtig wäre und was für euch absolute No-Gos sind.

Falls jemand zu einem dieser Themen eine allgemeine Frage hat, kann ich auch gerne versuchen, sie hier im Thread zu beantworten.

Mir geht es bei dem Post nicht darum, euch irgendetwas aufzuschwatzen, sondern auch darum, aus den Erfahrungen und Meinungen anderer zu lernen.